8410
セブン銀行
8410セブン銀行

銀行業

プライム市場|TOPIX Mid400|3月決算

http://www.sevenbank.co.jp/

主要な経営指標財務諸表四半期決算財務指標株主構成有価証券報告書決算短信セグメント情報株式保有

損益計算書

貸借対照表

キャッシュ・フロー計算書

セブン銀行の業績更新をウォッチリストで確認

保存した企業の新しい有価証券報告書・決算発表を、新着一覧と決算カレンダーで確認できます

登録は無料・支払い情報不要

本開示情報の原文は提出企業に著作権が帰属します。出典：EDINET（金融庁）

8410
セブン銀行
8410セブン銀行

銀行業

プライム市場|TOPIX Mid400|3月決算

http://www.sevenbank.co.jp/

主要な経営指標財務諸表四半期決算財務指標株主構成有価証券報告書決算短信セグメント情報株式保有

損益計算書

サマリー表示(単位: 百万円)

勘定科目	2015年	2016年	2017年	2018年	2019年	2020年	2021年	2022年	2023年	2024年	2025年	2026年
経常収益	114,036 -	119,939 ↑ +5.2%	121,608 ↑ +1.4%	127,656 ↑ +5.0%	147,288 ↑ +15.4%	148,553 ↑ +0.9%	137,267 ↓ -7.6%	136,667 ↓ -0.4%	154,984 ↑ +13.4%	197,877 ↑ +27.7%	214,408 ↑ +8.4%	220,025 ↑ +2.6%
資金運用収益	1,372 -	2,274 ↑ +65.7%	2,848 ↑ +25.2%	3,391 ↑ +19.1%	3,529 ↑ +4.1%	3,569 ↑ +1.1%	3,609 ↑ +1.1%	4,032 ↑ +11.7%	4,932 ↑ +22.3%	8,158 ↑ +65.4%	11,089 ↑ +35.9%	15,866 ↑ +43.1%
貸出金利息	1,157 -	2,078 ↑ +79.6%	2,704 ↑ +30.1%	3,271 ↑ +21.0%	3,419 ↑ +4.5%	3,451 ↑ +0.9%	3,475 ↑ +0.7%	3,890 ↑ +11.9%	4,669 ↑ +20.0%	7,453 ↑ +59.6%	9,672 ↑ +29.8%	12,473 ↑ +29.0%
有価証券利息配当金	150 -	58 ↓ -61.3%	26 ↓ -55.2%	18 ↓ -30.8%	21 ↑ +16.7%	26 ↑ +23.8%	29 ↑ +11.5%	34 ↑ +17.2%	85 ↑ +150.0%	147 ↑ +72.9%	359 ↑ +144.2%	1,231 ↑ +242.9%
コールローン利息	37 -	35 ↓ -5.4%	2 ↓ -94.3%	1 ↓ -50.0%	0 ↓ -100.0%	0 0.0%	1 -	5 ↑ +400.0%	39 ↑ +680.0%	49 ↑ +25.6%	77 ↑ +57.1%	166 ↑ +115.6%
預け金利息	27 -	102 ↑ +277.8%	115 ↑ +12.7%	100 ↓ -13.0%	87 ↓ -13.0%	90 ↑ +3.4%	102 ↑ +13.3%	102 0.0%	137 ↑ +34.3%	508 ↑ +270.8%	980 ↑ +92.9%	1,995 ↑ +103.6%
役務取引等収益	112,274 -	117,265 ↑ +4.4%	118,226 ↑ +0.8%	123,507 ↑ +4.5%	142,614 ↑ +15.5%	144,280 ↑ +1.2%	131,709 ↓ -8.7%	131,320 ↓ -0.3%	147,718 ↑ +12.5%	186,235 ↑ +26.1%	197,895 ↑ +6.3%	200,981 ↑ +1.6%
受入為替手数料	1,664 -	2,039 ↑ +22.5%	2,358 ↑ +15.6%	2,582 ↑ +9.5%	2,750 ↑ +6.5%	3,062 ↑ +11.3%	3,438 ↑ +12.3%	3,362 ↓ -2.2%	3,312 ↓ -1.5%	3,744 ↑ +13.0%	3,913 ↑ +4.5%	3,922 ↑ +0.2%
ＡＴＭ受入手数料	107,213 -	111,619 ↑ +4.1%	112,051 ↑ +0.4%	116,854 ↑ +4.3%	135,324 ↑ +15.8%	136,486 ↑ +0.9%	123,501 ↓ -9.5%	121,731 ↓ -1.4%	135,122 ↑ +11.0%	149,446 ↑ +10.6%	156,400 ↑ +4.7%	159,240 ↑ +1.8%
クレジットカード営業収入	- -	- -	- -	- -	- -	- -	- -	- -	- -	10,058 -	12,165 ↑ +20.9%	11,774 ↓ -3.2%
電子マネー営業収入	- -	- -	- -	- -	- -	- -	- -	- -	- -	10,201 -	12,010 ↑ +17.7%	10,886 ↓ -9.4%
その他の役務収益	3,396 -	3,606 ↑ +6.2%	3,815 ↑ +5.8%	4,070 ↑ +6.7%	4,538 ↑ +11.5%	4,730 ↑ +4.2%	4,769 ↑ +0.8%	6,225 ↑ +30.5%	9,283 ↑ +49.1%	12,783 ↑ +37.7%	13,406 ↑ +4.9%	15,157 ↑ +13.1%
その他業務収益	161 -	193 ↑ +19.9%	249 ↑ +29.0%	279 ↑ +12.0%	275 ↓ -1.4%	281 ↑ +2.2%	201 ↓ -28.5%	390 ↑ +94.0%	488 ↑ +25.1%	309 ↓ -36.7%	264 ↓ -14.6%	146 ↓ -44.7%
その他経常収益	227 -	206 ↓ -9.3%	283 ↑ +37.4%	477 ↑ +68.6%	869 ↑ +82.2%	422 ↓ -51.4%	1,746 ↑ +313.7%	924 ↓ -47.1%	1,845 ↑ +99.7%	3,174 ↑ +72.0%	5,158 ↑ +62.5%	3,031 ↓ -41.2%
その他の経常収益	217 -	206 ↓ -5.1%	248 ↑ +20.4%	477 ↑ +92.3%	856 ↑ +79.5%	422 ↓ -50.7%	1,746 ↑ +313.7%	924 ↓ -47.1%	1,845 ↑ +99.7%	3,174 ↑ +72.0%	5,158 ↑ +62.5%	3,031 ↓ -41.2%
経常費用	76,997 -	82,772 ↑ +7.5%	84,897 ↑ +2.6%	89,350 ↑ +5.2%	106,574 ↑ +19.3%	108,716 ↑ +2.0%	101,626 ↓ -6.5%	108,412 ↑ +6.7%	126,059 ↑ +16.3%	167,351 ↑ +32.8%	184,118 ↑ +10.0%	189,860 ↑ +3.1%
資金調達費用	1,254 -	1,253 ↓ -0.1%	954 ↓ -23.9%	718 ↓ -24.7%	686 ↓ -4.5%	674 ↓ -1.7%	539 ↓ -20.0%	602 ↑ +11.7%	815 ↑ +35.4%	1,174 ↑ +44.0%	2,098 ↑ +78.7%	3,344 ↑ +59.4%
預金利息	545 -	565 ↑ +3.7%	320 ↓ -43.4%	163 ↓ -49.1%	119 ↓ -27.0%	99 ↓ -16.8%	67 ↓ -32.3%	45 ↓ -32.8%	33 ↓ -26.7%	32 ↓ -3.0%	517 ↑ +1515.6%	1,833 ↑ +254.5%
譲渡性預金利息	13 -	2 ↓ -84.6%	0 ↓ -100.0%	0 0.0%	0 0.0%	0 0.0%	0 0.0%	0 0.0%	0 0.0%	0 0.0%	1 -	1 0.0%
コールマネー利息	14 -	18 ↑ +28.6%	-20 ↓ -211.1%	-28 ↓ -40.0%	-37 ↓ -32.1%	-12 ↑ +67.6%	-9 ↑ +25.0%	-4 ↑ +55.6%	-25 ↓ -525.0%	-59 ↓ -136.0%	348 ↑ +689.8%	253 ↓ -27.3%
借用金利息	141 -	113 ↓ -19.9%	105 ↓ -7.1%	76 ↓ -27.6%	74 ↓ -2.6%	15 ↓ -79.7%	14 ↓ -6.7%	94 ↑ +571.4%	346 ↑ +268.1%	903 ↑ +161.0%	979 ↑ +8.4%	711 ↓ -27.4%
社債利息	539 -	553 ↑ +2.6%	548 ↓ -0.9%	506 ↓ -7.7%	530 ↑ +4.7%	570 ↑ +7.5%	467 ↓ -18.1%	466 ↓ -0.2%	460 ↓ -1.3%	298 ↓ -35.2%	251 ↓ -15.8%	503 ↑ +100.4%
その他の支払利息	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	42 -
役務取引等費用	19,174 -	21,661 ↑ +13.0%	23,092 ↑ +6.6%	26,583 ↑ +15.1%	39,236 ↑ +47.6%	40,305 ↑ +2.7%	35,360 ↓ -12.3%	35,690 ↑ +0.9%	42,730 ↑ +19.7%	53,418 ↑ +25.0%	55,654 ↑ +4.2%	55,156 ↓ -0.9%
支払為替手数料	942 -	1,164 ↑ +23.6%	1,359 ↑ +16.8%	1,466 ↑ +7.9%	1,476 ↑ +0.7%	1,591 ↑ +7.8%	1,773 ↑ +11.4%	1,631 ↓ -8.0%	1,508 ↓ -7.5%	1,808 ↑ +19.9%	1,845 ↑ +2.0%	1,802 ↓ -2.3%
ＡＴＭ設置支払手数料	16,311 -	17,858 ↑ +9.5%	18,693 ↑ +4.7%	20,853 ↑ +11.6%	30,511 ↑ +46.3%	31,013 ↑ +1.6%	28,282 ↓ -8.8%	28,473 ↑ +0.7%	31,688 ↑ +11.3%	31,541 ↓ -0.5%	31,647 ↑ +0.3%	30,603 ↓ -3.3%
ＡＴＭ支払手数料	1,178 -	1,448 ↑ +22.9%	1,527 ↑ +5.5%	2,375 ↑ +55.5%	4,499 ↑ +89.4%	4,886 ↑ +8.6%	2,444 ↓ -50.0%	2,365 ↓ -3.2%	5,663 ↑ +139.5%	10,187 ↑ +79.9%	9,805 ↓ -3.7%	9,129 ↓ -6.9%
クレジットカード業務経費	- -	- -	- -	- -	- -	- -	- -	- -	- -	4,306 -	5,653 ↑ +31.3%	5,722 ↑ +1.2%
電子マネー業務経費	- -	- -	- -	- -	- -	- -	- -	- -	- -	726 -	886 ↑ +22.0%	721 ↓ -18.6%
その他の役務費用	742 -	1,190 ↑ +60.4%	1,511 ↑ +27.0%	1,888 ↑ +25.0%	2,749 ↑ +45.6%	2,813 ↑ +2.3%	2,859 ↑ +1.6%	3,220 ↑ +12.6%	3,870 ↑ +20.2%	4,849 ↑ +25.3%	5,815 ↑ +19.9%	7,176 ↑ +23.4%
その他業務費用	53 -	- -	- -	90 -	116 ↑ +28.9%	- -	- -	- -	- -	- -	7 -	229 ↑ +3171.4%
営業経費	56,419 -	59,757 ↑ +5.9%	60,781 ↑ +1.7%	61,645 ↑ +1.4%	66,070 ↑ +7.2%	62,813 ↓ -4.9%	64,308 ↑ +2.4%	70,371 ↑ +9.4%	79,723 ↑ +13.3%	108,084 ↑ +35.6%	122,166 ↑ +13.0%	125,644 ↑ +2.8%
その他経常費用	95 -	99 ↑ +4.2%	68 ↓ -31.3%	312 ↑ +358.8%	462 ↑ +48.1%	4,922 ↑ +965.4%	1,418 ↓ -71.2%	1,747 ↑ +23.2%	2,790 ↑ +59.7%	4,673 ↑ +67.5%	4,191 ↓ -10.3%	5,485 ↑ +30.9%
貸倒引当金繰入額	- -	18 -	- -	6 -	- -	2 -	63 ↑ +3050.0%	415 ↑ +558.7%	1,017 ↑ +145.1%	2,179 ↑ +114.3%	2,887 ↑ +32.5%	4,316 ↑ +49.5%
その他の経常費用	95 -	81 ↓ -14.7%	68 ↓ -16.0%	306 ↑ +350.0%	462 ↑ +51.0%	4,920 ↑ +964.9%	1,355 ↓ -72.5%	1,332 ↓ -1.7%	1,772 ↑ +33.0%	2,493 ↑ +40.7%	1,304 ↓ -47.7%	1,168 ↓ -10.4%
経常利益又は経常損失（△）	37,038 -	37,167 ↑ +0.3%	36,710 ↓ -1.2%	38,305 ↑ +4.3%	40,714 ↑ +6.3%	39,836 ↓ -2.2%	35,640 ↓ -10.5%	28,255 ↓ -20.7%	28,924 ↑ +2.4%	30,526 ↑ +5.5%	30,289 ↓ -0.8%	30,165 ↓ -0.4%
特別利益	- -	- -	- -	- -	- -	91 -	273 ↑ +200.0%	435 ↑ +59.3%	6 ↓ -98.6%	22,326 ↑ +372000.0%	1,314 ↓ -94.1%	2 ↓ -99.8%
固定資産処分益	- -	- -	- -	- -	- -	91 -	273 ↑ +200.0%	19 ↓ -93.0%	6 ↓ -68.4%	0 ↓ -100.0%	- -	2 -
持分変動利益	- -	- -	- -	- -	- -	- -	- -	415 -	- -	- -	76 -	- -
関係会社株式売却益	- -	- -	- -	- -	- -	- -	- -	- -	- -	785 -	179 ↓ -77.2%	- -
その他	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1,057 -	- -
特別損失	195 -	210 ↑ +7.7%	167 ↓ -20.5%	141 ↓ -15.6%	14,970 ↑ +10517.0%	147 ↓ -99.0%	258 ↑ +75.5%	1,536 ↑ +495.3%	1,507 ↓ -1.9%	7,722 ↑ +412.4%	2,767 ↓ -64.2%	8,701 ↑ +214.5%
固定資産処分損	195 -	210 ↑ +7.7%	167 ↓ -20.5%	141 ↓ -15.6%	139 ↓ -1.4%	147 ↑ +5.8%	258 ↑ +75.5%	773 ↑ +199.6%	252 ↓ -67.4%	549 ↑ +117.9%	742 ↑ +35.2%	245 ↓ -67.0%
減損損失	- -	- -	- -	- -	14,830 -	- -	- -	763 -	1,254 ↑ +64.4%	351 ↓ -72.0%	2,025 ↑ +476.9%	8,456 ↑ +317.6%
税引前当期純利益又は税引前当期純損失（△）	36,842 -	36,956 ↑ +0.3%	36,542 ↓ -1.1%	38,163 ↑ +4.4%	25,744 ↓ -32.5%	39,780 ↑ +54.5%	35,655 ↓ -10.4%	27,154 ↓ -23.8%	27,423 ↑ +1.0%	45,130 ↑ +64.6%	28,836 ↓ -36.1%	21,466 ↓ -25.6%
法人税、住民税及び事業税	13,544 -	12,666 ↓ -6.5%	11,701 ↓ -7.6%	13,302 ↑ +13.7%	13,119 ↓ -1.4%	13,840 ↑ +5.5%	9,867 ↓ -28.7%	8,772 ↓ -11.1%	10,030 ↑ +14.3%	8,503 ↓ -15.2%	8,141 ↓ -4.3%	8,223 ↑ +1.0%
法人税等調整額	79 -	-413 ↓ -622.8%	-272 ↑ +34.1%	-437 ↓ -60.7%	-605 ↓ -38.4%	-164 ↑ +72.9%	51 ↑ +131.1%	-2,300 ↓ -4609.8%	-1,167 ↑ +49.3%	4,667 ↑ +499.9%	2,425 ↓ -48.0%	-297 ↓ -112.2%
法人税等	13,624 -	12,252 ↓ -10.1%	11,429 ↓ -6.7%	12,864 ↑ +12.6%	12,513 ↓ -2.7%	13,675 ↑ +9.3%	9,918 ↓ -27.5%	6,471 ↓ -34.8%	8,863 ↑ +37.0%	13,170 ↑ +48.6%	10,567 ↓ -19.8%	7,926 ↓ -25.0%
当期純利益又は当期純損失（△）	23,218 -	24,703 ↑ +6.4%	25,113 ↑ +1.7%	25,298 ↑ +0.7%	13,230 ↓ -47.7%	26,105 ↑ +97.3%	25,737 ↓ -1.4%	20,682 ↓ -19.6%	18,560 ↓ -10.3%	31,959 ↑ +72.2%	18,268 ↓ -42.8%	13,539 ↓ -25.9%
非支配株主に帰属する当期純利益又は非支配株主に帰属する当期純損失（△）	-2 -	-13 ↓ -550.0%	-1 ↑ +92.3%	-3 ↓ -200.0%	-5 ↓ -66.7%	-57 ↓ -1040.0%	-168 ↓ -194.7%	-144 ↑ +14.3%	-294 ↓ -104.2%	-11 ↑ +96.3%	47 ↑ +527.3%	62 ↑ +31.9%
親会社株主に帰属する当期純利益又は親会社株主に帰属する当期純損失（△）	23,220 -	24,716 ↑ +6.4%	25,114 ↑ +1.6%	25,301 ↑ +0.7%	13,236 ↓ -47.7%	26,162 ↑ +97.7%	25,905 ↓ -1.0%	20,827 ↓ -19.6%	18,854 ↓ -9.5%	31,970 ↑ +69.6%	18,221 ↓ -43.0%	13,476 ↓ -26.0%

2015年2016年2017年2018年2019年2020年2021年2022年2023年2024年2025年2026年

経常収益

114,036

119,939

↑ +5.2%

121,608

↑ +1.4%

127,656

↑ +5.0%

147,288

↑ +15.4%

148,553

↑ +0.9%

137,267

↓ -7.6%

136,667

↓ -0.4%

154,984

↑ +13.4%

197,877

↑ +27.7%

214,408

↑ +8.4%

220,025

↑ +2.6%

資金運用収益

1,372

2,274

↑ +65.7%

2,848

↑ +25.2%

3,391

↑ +19.1%

3,529

↑ +4.1%

3,569

↑ +1.1%

3,609

↑ +1.1%

4,032

↑ +11.7%

4,932

↑ +22.3%

8,158

↑ +65.4%

11,089

↑ +35.9%

15,866

↑ +43.1%

貸出金利息

1,157

2,078

↑ +79.6%

2,704

↑ +30.1%

3,271

↑ +21.0%

3,419

↑ +4.5%

3,451

↑ +0.9%

3,475

↑ +0.7%

3,890

↑ +11.9%

4,669

↑ +20.0%

7,453

↑ +59.6%

9,672

↑ +29.8%

12,473

↑ +29.0%

有価証券利息配当金

150

↓ -61.3%

↓ -55.2%

↓ -30.8%

↑ +16.7%

↑ +23.8%

↑ +11.5%

↑ +17.2%

↑ +150.0%

147

↑ +72.9%

359

↑ +144.2%

1,231

↑ +242.9%

コールローン利息

↓ -5.4%

↓ -94.3%

↓ -50.0%

↓ -100.0%

0.0%

↑ +400.0%

↑ +680.0%

↑ +25.6%

↑ +57.1%

166

↑ +115.6%

預け金利息

102

↑ +277.8%

115

↑ +12.7%

100

↓ -13.0%

↑ +3.4%

102

↑ +13.3%

102

0.0%

137

↑ +34.3%

508

↑ +270.8%

980

↑ +92.9%

1,995

↑ +103.6%

役務取引等収益

112,274

117,265

↑ +4.4%

118,226

↑ +0.8%

123,507

↑ +4.5%

142,614

↑ +15.5%

144,280

↑ +1.2%

131,709

↓ -8.7%

131,320

↓ -0.3%

147,718

↑ +12.5%

186,235

↑ +26.1%

197,895

↑ +6.3%

200,981

↑ +1.6%

受入為替手数料

1,664

2,039

↑ +22.5%

2,358

↑ +15.6%

2,582

↑ +9.5%

2,750

↑ +6.5%

3,062

↑ +11.3%

3,438

↑ +12.3%

3,362

↓ -2.2%

3,312

↓ -1.5%

3,744

↑ +13.0%

3,913

↑ +4.5%

3,922

↑ +0.2%

ＡＴＭ受入手数料

107,213

111,619

↑ +4.1%

112,051

↑ +0.4%

116,854

↑ +4.3%

135,324

↑ +15.8%

136,486

↑ +0.9%

123,501

↓ -9.5%

121,731

↓ -1.4%

135,122

↑ +11.0%

149,446

↑ +10.6%

156,400

↑ +4.7%

159,240

↑ +1.8%

クレジットカード営業収入

10,058

12,165

↑ +20.9%

11,774

↓ -3.2%

電子マネー営業収入

10,201

12,010

↑ +17.7%

10,886

↓ -9.4%

その他の役務収益

3,396

3,606

↑ +6.2%

3,815

↑ +5.8%

4,070

↑ +6.7%

4,538

↑ +11.5%

4,730

↑ +4.2%

4,769

↑ +0.8%

6,225

↑ +30.5%

9,283

↑ +49.1%

12,783

↑ +37.7%

13,406

↑ +4.9%

15,157

↑ +13.1%

その他業務収益

161

193

↑ +19.9%

249

↑ +29.0%

279

↑ +12.0%

275

↓ -1.4%

281

↑ +2.2%

201

↓ -28.5%

390

↑ +94.0%

488

↑ +25.1%

309

↓ -36.7%

264

↓ -14.6%

146

↓ -44.7%

その他経常収益

227

206

↓ -9.3%

283

↑ +37.4%

477

↑ +68.6%

869

↑ +82.2%

422

↓ -51.4%

1,746

↑ +313.7%

924

↓ -47.1%

1,845

↑ +99.7%

3,174

↑ +72.0%

5,158

↑ +62.5%

3,031

↓ -41.2%

その他の経常収益

217

206

↓ -5.1%

248

↑ +20.4%

477

↑ +92.3%

856

↑ +79.5%

422

↓ -50.7%

1,746

↑ +313.7%

924

↓ -47.1%

1,845

↑ +99.7%

3,174

↑ +72.0%

5,158

↑ +62.5%

3,031

↓ -41.2%

経常費用

76,997

82,772

↑ +7.5%

84,897

↑ +2.6%

89,350

↑ +5.2%

106,574

↑ +19.3%

108,716

↑ +2.0%

101,626

↓ -6.5%

108,412

↑ +6.7%

126,059

↑ +16.3%

167,351

↑ +32.8%

184,118

↑ +10.0%

189,860

↑ +3.1%

資金調達費用

1,254

1,253

↓ -0.1%

954

↓ -23.9%

718

↓ -24.7%

686

↓ -4.5%

674

↓ -1.7%

539

↓ -20.0%

602

↑ +11.7%

815

↑ +35.4%

1,174

↑ +44.0%

2,098

↑ +78.7%

3,344

↑ +59.4%

預金利息

545

565

↑ +3.7%

320

↓ -43.4%

163

↓ -49.1%

119

↓ -27.0%

↓ -16.8%

↓ -32.3%

↓ -32.8%

↓ -26.7%

↓ -3.0%

517

↑ +1515.6%

1,833

↑ +254.5%

譲渡性預金利息

↓ -84.6%

↓ -100.0%

0.0%

コールマネー利息

↑ +28.6%

-20

↓ -211.1%

-28

↓ -40.0%

-37

↓ -32.1%

-12

↑ +67.6%

-9

↑ +25.0%

-4

↑ +55.6%

-25

↓ -525.0%

-59

↓ -136.0%

348

↑ +689.8%

253

↓ -27.3%

借用金利息

141

113

↓ -19.9%

105

↓ -7.1%

↓ -27.6%

↓ -2.6%

↓ -79.7%

↓ -6.7%

↑ +571.4%

346

↑ +268.1%

903

↑ +161.0%

979

↑ +8.4%

711

↓ -27.4%

社債利息

539

553

↑ +2.6%

548

↓ -0.9%

506

↓ -7.7%

530

↑ +4.7%

570

↑ +7.5%

467

↓ -18.1%

466

↓ -0.2%

460

↓ -1.3%

298

↓ -35.2%

251

↓ -15.8%

503

↑ +100.4%

その他の支払利息

役務取引等費用

19,174

21,661

↑ +13.0%

23,092

↑ +6.6%

26,583

↑ +15.1%

39,236

↑ +47.6%

40,305

↑ +2.7%

35,360

↓ -12.3%

35,690

↑ +0.9%

42,730

↑ +19.7%

53,418

↑ +25.0%

55,654

↑ +4.2%

55,156

↓ -0.9%

支払為替手数料

942

1,164

↑ +23.6%

1,359

↑ +16.8%

1,466

↑ +7.9%

1,476

↑ +0.7%

1,591

↑ +7.8%

1,773

↑ +11.4%

1,631

↓ -8.0%

1,508

↓ -7.5%

1,808

↑ +19.9%

1,845

↑ +2.0%

1,802

↓ -2.3%

ＡＴＭ設置支払手数料

16,311

17,858

↑ +9.5%

18,693

↑ +4.7%

20,853

↑ +11.6%

30,511

↑ +46.3%

31,013

↑ +1.6%

28,282

↓ -8.8%

28,473

↑ +0.7%

31,688

↑ +11.3%

31,541

↓ -0.5%

31,647

↑ +0.3%

30,603

↓ -3.3%

ＡＴＭ支払手数料

1,178

1,448

↑ +22.9%

1,527

↑ +5.5%

2,375

↑ +55.5%

4,499

↑ +89.4%

4,886

↑ +8.6%

2,444

↓ -50.0%

2,365

↓ -3.2%

5,663

↑ +139.5%

10,187

↑ +79.9%

9,805

↓ -3.7%

9,129

↓ -6.9%

クレジットカード業務経費

4,306

5,653

↑ +31.3%

5,722

↑ +1.2%

電子マネー業務経費

726

886

↑ +22.0%

721

↓ -18.6%

その他の役務費用

742

1,190

↑ +60.4%

1,511

↑ +27.0%

1,888

↑ +25.0%

2,749

↑ +45.6%

2,813

↑ +2.3%

2,859

↑ +1.6%

3,220

↑ +12.6%

3,870

↑ +20.2%

4,849

↑ +25.3%

5,815

↑ +19.9%

7,176

↑ +23.4%

その他業務費用

116

↑ +28.9%

229

↑ +3171.4%

営業経費

56,419

59,757

↑ +5.9%

60,781

↑ +1.7%

61,645

↑ +1.4%

66,070

↑ +7.2%

62,813

↓ -4.9%

64,308

↑ +2.4%

70,371

↑ +9.4%

79,723

↑ +13.3%

108,084

↑ +35.6%

122,166

↑ +13.0%

125,644

↑ +2.8%

その他経常費用

↑ +4.2%

↓ -31.3%

312

↑ +358.8%

462

↑ +48.1%

4,922

↑ +965.4%

1,418

↓ -71.2%

1,747

↑ +23.2%

2,790

↑ +59.7%

4,673

↑ +67.5%

4,191

↓ -10.3%

5,485

↑ +30.9%

貸倒引当金繰入額

↑ +3050.0%

415

↑ +558.7%

1,017

↑ +145.1%

2,179

↑ +114.3%

2,887

↑ +32.5%

4,316

↑ +49.5%

その他の経常費用

↓ -14.7%

↓ -16.0%

306

↑ +350.0%

462

↑ +51.0%

4,920

↑ +964.9%

1,355

↓ -72.5%

1,332

↓ -1.7%

1,772

↑ +33.0%

2,493

↑ +40.7%

1,304

↓ -47.7%

1,168

↓ -10.4%

経常利益又は経常損失（△）

37,038

37,167

↑ +0.3%

36,710

↓ -1.2%

38,305

↑ +4.3%

40,714

↑ +6.3%

39,836

↓ -2.2%

35,640

↓ -10.5%

28,255

↓ -20.7%

28,924

↑ +2.4%

30,526

↑ +5.5%

30,289

↓ -0.8%

30,165

↓ -0.4%

特別利益

273

↑ +200.0%

435

↑ +59.3%

↓ -98.6%

22,326

↑ +372000.0%

1,314

↓ -94.1%

↓ -99.8%

固定資産処分益

273

↑ +200.0%

↓ -93.0%

↓ -68.4%

↓ -100.0%

持分変動利益

415

関係会社株式売却益

785

179

↓ -77.2%

その他

1,057

特別損失

195

210

↑ +7.7%

167

↓ -20.5%

141

↓ -15.6%

14,970

↑ +10517.0%

147

↓ -99.0%

258

↑ +75.5%

1,536

↑ +495.3%

1,507

↓ -1.9%

7,722

↑ +412.4%

2,767

↓ -64.2%

8,701

↑ +214.5%

固定資産処分損

195

210

↑ +7.7%

167

↓ -20.5%

141

↓ -15.6%

139

↓ -1.4%

147

↑ +5.8%

258

↑ +75.5%

773

↑ +199.6%

252

↓ -67.4%

549

↑ +117.9%

742

↑ +35.2%

245

↓ -67.0%

減損損失

14,830

763

1,254

↑ +64.4%

351

↓ -72.0%

2,025

↑ +476.9%

8,456

↑ +317.6%

税引前当期純利益又は税引前当期純損失（△）

36,842

36,956

↑ +0.3%

36,542

↓ -1.1%

38,163

↑ +4.4%

25,744

↓ -32.5%

39,780

↑ +54.5%

35,655

↓ -10.4%

27,154

↓ -23.8%

27,423

↑ +1.0%

45,130

↑ +64.6%

28,836

↓ -36.1%

21,466

↓ -25.6%

法人税、住民税及び事業税

13,544

12,666

↓ -6.5%

11,701

↓ -7.6%

13,302

↑ +13.7%

13,119

↓ -1.4%

13,840

↑ +5.5%

9,867

↓ -28.7%

8,772

↓ -11.1%

10,030

↑ +14.3%

8,503

↓ -15.2%

8,141

↓ -4.3%

8,223

↑ +1.0%

法人税等調整額

-413

↓ -622.8%

-272

↑ +34.1%

-437

↓ -60.7%

-605

↓ -38.4%

-164

↑ +72.9%

↑ +131.1%

-2,300

↓ -4609.8%

-1,167

↑ +49.3%

4,667

↑ +499.9%

2,425

↓ -48.0%

-297

↓ -112.2%

法人税等

13,624

12,252

↓ -10.1%

11,429

↓ -6.7%

12,864

↑ +12.6%

12,513

↓ -2.7%

13,675

↑ +9.3%

9,918

↓ -27.5%

6,471

↓ -34.8%

8,863

↑ +37.0%

13,170

↑ +48.6%

10,567

↓ -19.8%

7,926

↓ -25.0%

当期純利益又は当期純損失（△）

23,218

24,703

↑ +6.4%

25,113

↑ +1.7%

25,298

↑ +0.7%

13,230

↓ -47.7%

26,105

↑ +97.3%

25,737

↓ -1.4%

20,682

↓ -19.6%

18,560

↓ -10.3%

31,959

↑ +72.2%

18,268

↓ -42.8%

13,539

↓ -25.9%

非支配株主に帰属する当期純利益又は非支配株主に帰属する当期純損失（△）

-2

-13

↓ -550.0%

-1

↑ +92.3%

-3

↓ -200.0%

-5

↓ -66.7%

-57

↓ -1040.0%

-168

↓ -194.7%

-144

↑ +14.3%

-294

↓ -104.2%

-11

↑ +96.3%

↑ +527.3%

↑ +31.9%

親会社株主に帰属する当期純利益又は親会社株主に帰属する当期純損失（△）

23,220

24,716

↑ +6.4%

25,114

↑ +1.6%

25,301

↑ +0.7%

13,236

↓ -47.7%

26,162

↑ +97.7%

25,905

↓ -1.0%

20,827

↓ -19.6%

18,854

↓ -9.5%

31,970

↑ +69.6%

18,221

↓ -43.0%

13,476

↓ -26.0%

貸借対照表

サマリー表示(単位: 百万円)

勘定科目	2014年	2015年	2016年	2017年	2018年	2019年	2020年	2021年	2022年	2023年	2024年	2025年	2026年
資産の部
現金預け金	- -	600,859 -	645,838 ↑ +7.5%	694,588 ↑ +7.5%	710,369 ↑ +2.3%	780,650 ↑ +9.9%	848,446 ↑ +8.7%	937,945 ↑ +10.5%	931,404 ↓ -0.7%	952,027 ↑ +2.2%	988,932 ↑ +3.9%	892,852 ↓ -9.7%	896,249 ↑ +0.4%
有価証券	- -	71,853 -	66,797 ↓ -7.0%	77,866 ↑ +16.6%	61,939 ↓ -20.5%	85,639 ↑ +38.3%	70,911 ↓ -17.2%	78,154 ↑ +10.2%	89,945 ↑ +15.1%	99,651 ↑ +10.8%	118,077 ↑ +18.5%	120,702 ↑ +2.2%	167,855 ↑ +39.1%
貸出金	- -	10,406 -	16,208 ↑ +55.8%	19,829 ↑ +22.3%	22,715 ↑ +14.6%	22,688 ↓ -0.1%	23,283 ↑ +2.6%	24,329 ↑ +4.5%	28,056 ↑ +15.3%	35,111 ↑ +25.1%	56,289 ↑ +60.3%	72,257 ↑ +28.4%	90,843 ↑ +25.7%
外国為替	- -	- -	- -	- -	0 -	0 0.0%	0 0.0%	0 0.0%	0 0.0%	0 0.0%	0 0.0%	0 0.0%	0 0.0%
ＡＴＭ仮払金	- -	81,617 -	83,407 ↑ +2.2%	89,286 ↑ +7.0%	146,977 ↑ +64.6%	194,910 ↑ +32.6%	81,965 ↓ -57.9%	83,681 ↑ +2.1%	84,461 ↑ +0.9%	98,296 ↑ +16.4%	205,420 ↑ +109.0%	102,749 ↓ -50.0%	99,664 ↓ -3.0%
会員未収金	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	134,340 -	128,458 ↓ -4.4%	126,146 ↓ -1.8%
その他資産	- -	10,411 -	11,961 ↑ +14.9%	15,064 ↑ +25.9%	18,537 ↑ +23.1%	15,074 ↓ -18.7%	16,365 ↑ +8.6%	17,442 ↑ +6.6%	24,062 ↑ +38.0%	30,273 ↑ +25.8%	76,038 ↑ +151.2%	77,733 ↑ +2.2%	73,291 ↓ -5.7%
有形固定資産	- -	31,673 -	30,890 ↓ -2.5%	25,740 ↓ -16.7%	24,798 ↓ -3.7%	15,155 ↓ -38.9%	13,985 ↓ -7.7%	19,218 ↑ +37.4%	26,571 ↑ +38.3%	30,256 ↑ +13.9%	39,150 ↑ +29.4%	50,247 ↑ +28.3%	45,812 ↓ -8.8%
建物（純額）	- -	1,671 -	1,741 ↑ +4.2%	1,724 ↓ -1.0%	1,691 ↓ -1.9%	1,669 ↓ -1.3%	1,630 ↓ -2.3%	1,690 ↑ +3.7%	1,784 ↑ +5.6%	1,804 ↑ +1.1%	1,970 ↑ +9.2%	2,328 ↑ +18.2%	2,237 ↓ -3.9%
ＡＴＭ	- -	- -	- -	- -	- -	- -	- -	- -	- -	24,281 -	32,302 ↑ +33.0%	41,584 ↑ +28.7%	33,795 ↓ -18.7%
その他（純額）	- -	3,911 -	3,656 ↓ -6.5%	4,148 ↑ +13.5%	3,301 ↓ -20.4%	2,424 ↓ -26.6%	3,312 ↑ +36.6%	3,185 ↓ -3.8%	3,839 ↑ +20.5%	4,170 ↑ +8.6%	4,877 ↑ +17.0%	6,334 ↑ +29.9%	9,778 ↑ +54.4%
無形固定資産	- -	35,625 -	34,356 ↓ -3.6%	34,473 ↑ +0.3%	35,958 ↑ +4.3%	26,655 ↓ -25.9%	29,665 ↑ +11.3%	34,857 ↑ +17.5%	33,593 ↓ -3.6%	34,350 ↑ +2.3%	46,795 ↑ +36.2%	50,046 ↑ +6.9%	44,402 ↓ -11.3%
ソフトウエア	- -	18,579 -	18,626 ↑ +0.3%	19,424 ↑ +4.3%	16,873 ↓ -13.1%	20,708 ↑ +22.7%	20,930 ↑ +1.1%	26,215 ↑ +25.3%	28,605 ↑ +9.1%	27,342 ↓ -4.4%	36,530 ↑ +33.6%	41,521 ↑ +13.7%	38,999 ↓ -6.1%
その他	- -	17,046 -	15,730 ↓ -7.7%	15,049 ↓ -4.3%	19,084 ↑ +26.8%	5,946 ↓ -68.8%	8,734 ↑ +46.9%	8,642 ↓ -1.1%	4,988 ↓ -42.3%	7,007 ↑ +40.5%	10,264 ↑ +46.5%	8,524 ↓ -17.0%	5,403 ↓ -36.6%
退職給付に係る資産	- -	60 -	68 ↑ +13.3%	183 ↑ +169.1%	264 ↑ +44.3%	444 ↑ +68.2%	378 ↓ -14.9%	909 ↑ +140.5%	1,051 ↑ +15.6%	1,113 ↑ +5.9%	2,615 ↑ +135.0%	2,969 ↑ +13.5%	4,709 ↑ +58.6%
繰延税金資産	- -	- -	- -	- -	- -	732 -	909 ↑ +24.2%	707 ↓ -22.2%	2,979 ↑ +321.4%	4,712 ↑ +58.2%	4,751 ↑ +0.8%	2,639 ↓ -44.5%	2,473 ↓ -6.3%
貸倒引当金	- -	-46 -	-65 ↓ -41.3%	-30 ↑ +53.8%	-36 ↓ -20.0%	-23 ↑ +36.1%	-25 ↓ -8.7%	-88 ↓ -252.0%	-504 ↓ -472.7%	-1,521 ↓ -201.8%	-4,593 ↓ -202.0%	-4,679 ↓ -1.9%	-5,705 ↓ -21.9%
資産	- -	856,415 -	915,385 ↑ +6.9%	957,792 ↑ +4.6%	1,022,485 ↑ +6.8%	1,141,926 ↑ +11.7%	1,085,885 ↓ -4.9%	1,197,158 ↑ +10.2%	1,221,623 ↑ +2.0%	1,312,273 ↑ +7.4%	1,717,818 ↑ +30.9%	1,495,977 ↓ -12.9%	1,545,743 ↑ +3.3%
負債の部
預金	- -	501,413 -	546,981 ↑ +9.1%	571,510 ↑ +4.5%	622,406 ↑ +8.9%	678,664 ↑ +9.0%	683,760 ↑ +0.8%	782,658 ↑ +14.5%	789,937 ↑ +0.9%	820,758 ↑ +3.9%	914,768 ↑ +11.5%	841,344 ↓ -8.0%	875,261 ↑ +4.0%
譲渡性預金	- -	760 -	800 ↑ +5.3%	800 0.0%	800 0.0%	810 ↑ +1.3%	800 ↓ -1.2%	750 ↓ -6.3%	750 0.0%	750 0.0%	650 ↓ -13.3%	800 ↑ +23.1%	300 ↓ -62.5%
コールマネー	- -	- -	- -	10,000 -	- -	- -	- -	- -	- -	50,000 -	110,000 ↑ +120.0%	35,000 ↓ -68.2%	- -
借用金	- -	16,000 -	15,022 ↓ -6.1%	10,000 ↓ -33.4%	10,000 0.0%	10,000 0.0%	196 ↓ -98.0%	591 ↑ +201.5%	1,936 ↑ +227.6%	9,958 ↑ +414.4%	19,052 ↑ +91.3%	13,343 ↓ -30.0%	13,598 ↑ +1.9%
社債	- -	110,000 -	110,000 0.0%	110,000 0.0%	95,000 ↓ -13.6%	135,000 ↑ +42.1%	105,000 ↓ -22.2%	105,000 0.0%	105,000 0.0%	85,000 ↓ -19.0%	65,000 ↓ -23.5%	50,000 ↓ -23.1%	100,000 ↑ +100.0%
ＡＴＭ仮受金	- -	37,857 -	37,830 ↓ -0.1%	37,763 ↓ -0.2%	59,032 ↑ +56.3%	80,853 ↑ +37.0%	45,052 ↓ -44.3%	47,046 ↑ +4.4%	49,233 ↑ +4.6%	54,773 ↑ +11.3%	118,566 ↑ +116.5%	71,228 ↓ -39.9%	68,319 ↓ -4.1%
クレジットカード事業未払金	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	42,429 -	40,738 ↓ -4.0%	39,155 ↓ -3.9%
電子マネー預り金	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	70,899 -	62,660 ↓ -11.6%	59,186 ↓ -5.5%
その他負債	- -	17,890 -	17,807 ↓ -0.5%	16,992 ↓ -4.6%	21,769 ↑ +28.1%	22,816 ↑ +4.8%	27,288 ↑ +19.6%	25,098 ↓ -8.0%	29,071 ↑ +15.8%	35,282 ↑ +21.4%	97,177 ↑ +175.4%	96,103 ↓ -1.1%	100,759 ↑ +4.8%
賞与引当金	- -	449 -	458 ↑ +2.0%	471 ↑ +2.8%	457 ↓ -3.0%	537 ↑ +17.5%	573 ↑ +6.7%	610 ↑ +6.5%	789 ↑ +29.3%	826 ↑ +4.7%	1,032 ↑ +24.9%	1,063 ↑ +3.0%	1,418 ↑ +33.4%
退職給付に係る負債	- -	0 -	0 0.0%	1 -	2 ↑ +100.0%	2 0.0%	3 ↑ +50.0%	6 ↑ +100.0%	13 ↑ +116.7%	15 ↑ +15.4%	25 ↑ +66.7%	35 ↑ +40.0%	44 ↑ +25.7%
役員退職慰労引当金	- -	- -	- -	- -	2 -	5 ↑ +150.0%	4 ↓ -20.0%	- -	- -	- -	29 -	9 ↓ -69.0%	- -
株式給付引当金	- -	- -	- -	- -	102 -	166 ↑ +62.7%	236 ↑ +42.2%	634 ↑ +168.6%	774 ↑ +22.1%	631 ↓ -18.5%	812 ↑ +28.7%	983 ↑ +21.1%	1,084 ↑ +10.3%
繰延税金負債	- -	- -	- -	- -	- -	179 -	137 ↓ -23.5%	87 ↓ -36.5%	3 ↓ -96.6%	34 ↑ +1033.3%	99 ↑ +191.2%	177 ↑ +78.8%	350 ↑ +97.7%
負債	- -	686,525 -	730,590 ↑ +6.4%	758,710 ↑ +3.8%	810,458 ↑ +6.8%	929,036 ↑ +14.6%	863,051 ↓ -7.1%	962,482 ↑ +11.5%	977,509 ↑ +1.6%	1,058,031 ↑ +8.2%	1,441,962 ↑ +36.3%	1,213,488 ↓ -15.8%	1,259,477 ↑ +3.8%
純資産の部
資本金	- -	30,514 -	30,514 0.0%	30,572 ↑ +0.2%	30,572 0.0%	30,679 ↑ +0.3%	30,702 ↑ +0.1%	30,724 ↑ +0.1%	30,724 0.0%	30,724 0.0%	30,724 0.0%	30,724 0.0%	30,724 0.0%
資本剰余金	- -	30,514 -	30,496 ↓ -0.1%	30,554 ↑ +0.2%	30,554 0.0%	30,661 ↑ +0.4%	30,757 ↑ +0.3%	30,724 ↓ -0.1%	30,764 ↑ +0.1%	30,864 ↑ +0.3%	30,850 ↓ -0.0%	31,071 ↑ +0.7%	32,068 ↑ +3.2%
利益剰余金	- -	102,511 -	117,402 ↑ +14.5%	132,093 ↑ +12.5%	146,075 ↑ +10.6%	147,094 ↑ +0.7%	155,760 ↑ +5.9%	168,694 ↑ +8.3%	176,549 ↑ +4.7%	182,431 ↑ +3.3%	201,836 ↑ +10.6%	207,126 ↑ +2.6%	208,740 ↑ +0.8%
自己株式	- -	0 -	0 0.0%	0 0.0%	-380 -	-352 ↑ +7.4%	-338 ↑ +4.0%	-1,081 ↓ -219.8%	-1,173 ↓ -8.5%	-900 ↑ +23.3%	-2,744 ↓ -204.9%	-2,738 ↑ +0.2%	-3,089 ↓ -12.8%
株主資本	- -	163,539 -	178,412 ↑ +9.1%	193,221 ↑ +8.3%	206,823 ↑ +7.0%	208,083 ↑ +0.6%	216,882 ↑ +4.2%	229,061 ↑ +5.6%	236,864 ↑ +3.4%	243,120 ↑ +2.6%	260,666 ↑ +7.2%	266,184 ↑ +2.1%	268,443 ↑ +0.8%
その他有価証券評価差額金	- -	360 -	343 ↓ -4.7%	217 ↓ -36.7%	244 ↑ +12.4%	492 ↑ +101.6%	499 ↑ +1.4%	440 ↓ -11.8%	606 ↑ +37.7%	500 ↓ -17.5%	607 ↑ +21.4%	85 ↓ -86.0%	564 ↑ +563.5%
為替換算調整勘定	- -	5,500 -	5,462 ↓ -0.7%	5,012 ↓ -8.2%	4,308 ↓ -14.0%	3,798 ↓ -11.8%	3,767 ↓ -0.8%	3,407 ↓ -9.6%	4,714 ↑ +38.4%	6,783 ↑ +43.9%	8,574 ↑ +26.4%	10,245 ↑ +19.5%	9,852 ↓ -3.8%
退職給付に係る調整累計額	- -	13 -	6 ↓ -53.8%	73 ↑ +1116.7%	98 ↑ +34.2%	182 ↑ +85.7%	62 ↓ -65.9%	359 ↑ +479.0%	320 ↓ -10.9%	226 ↓ -29.4%	688 ↑ +204.4%	685 ↓ -0.4%	1,630 ↑ +138.0%
評価・換算差額等	- -	5,874 -	5,812 ↓ -1.1%	5,303 ↓ -8.8%	4,651 ↓ -12.3%	4,473 ↓ -3.8%	4,329 ↓ -3.2%	4,207 ↓ -2.8%	5,641 ↑ +34.1%	7,510 ↑ +33.1%	9,870 ↑ +31.4%	11,016 ↑ +11.6%	12,047 ↑ +9.4%
新株予約権	- -	449 -	545 ↑ +21.4%	533 ↓ -2.2%	533 0.0%	320 ↓ -40.0%	274 ↓ -14.4%	- -	- -	- -	12 -	32 ↑ +166.7%	8 ↓ -75.0%
非支配株主持分	- -	26 -	24 ↓ -7.7%	22 ↓ -8.3%	18 ↓ -18.2%	11 ↓ -38.9%	1,346 ↑ +12136.4%	1,407 ↑ +4.5%	1,606 ↑ +14.1%	3,611 ↑ +124.8%	5,306 ↑ +46.9%	5,255 ↓ -1.0%	5,766 ↑ +9.7%
純資産	153,408 -	169,890 ↑ +10.7%	184,794 ↑ +8.8%	199,081 ↑ +7.7%	212,027 ↑ +6.5%	212,890 ↑ +0.4%	222,833 ↑ +4.7%	234,676 ↑ +5.3%	244,113 ↑ +4.0%	254,242 ↑ +4.1%	275,856 ↑ +8.5%	282,489 ↑ +2.4%	286,265 ↑ +1.3%
負債純資産	- -	856,415 -	915,385 ↑ +6.9%	957,792 ↑ +4.6%	1,022,485 ↑ +6.8%	1,141,926 ↑ +11.7%	1,085,885 ↓ -4.9%	1,197,158 ↑ +10.2%	1,221,623 ↑ +2.0%	1,312,273 ↑ +7.4%	1,717,818 ↑ +30.9%	1,495,977 ↓ -12.9%	1,545,743 ↑ +3.3%

2014年2015年2016年2017年2018年2019年2020年2021年2022年2023年2024年2025年2026年

資産の部

現金預け金

600,859

645,838

↑ +7.5%

694,588

↑ +7.5%

710,369

↑ +2.3%

780,650

↑ +9.9%

848,446

↑ +8.7%

937,945

↑ +10.5%

931,404

↓ -0.7%

952,027

↑ +2.2%

988,932

↑ +3.9%

892,852

↓ -9.7%

896,249

↑ +0.4%

有価証券

71,853

66,797

↓ -7.0%

77,866

↑ +16.6%

61,939

↓ -20.5%

85,639

↑ +38.3%

70,911

↓ -17.2%

78,154

↑ +10.2%

89,945

↑ +15.1%

99,651

↑ +10.8%

118,077

↑ +18.5%

120,702

↑ +2.2%

167,855

↑ +39.1%

貸出金

10,406

16,208

↑ +55.8%

19,829

↑ +22.3%

22,715

↑ +14.6%

22,688

↓ -0.1%

23,283

↑ +2.6%

24,329

↑ +4.5%

28,056

↑ +15.3%

35,111

↑ +25.1%

56,289

↑ +60.3%

72,257

↑ +28.4%

90,843

↑ +25.7%

外国為替

0.0%

ＡＴＭ仮払金

81,617

83,407

↑ +2.2%

89,286

↑ +7.0%

146,977

↑ +64.6%

194,910

↑ +32.6%

81,965

↓ -57.9%

83,681

↑ +2.1%

84,461

↑ +0.9%

98,296

↑ +16.4%

205,420

↑ +109.0%

102,749

↓ -50.0%

99,664

↓ -3.0%

会員未収金

134,340

128,458

↓ -4.4%

126,146

↓ -1.8%

その他資産

10,411

11,961

↑ +14.9%

15,064

↑ +25.9%

18,537

↑ +23.1%

15,074

↓ -18.7%

16,365

↑ +8.6%

17,442

↑ +6.6%

24,062

↑ +38.0%

30,273

↑ +25.8%

76,038

↑ +151.2%

77,733

↑ +2.2%

73,291

↓ -5.7%

有形固定資産

31,673

30,890

↓ -2.5%

25,740

↓ -16.7%

24,798

↓ -3.7%

15,155

↓ -38.9%

13,985

↓ -7.7%

19,218

↑ +37.4%

26,571

↑ +38.3%

30,256

↑ +13.9%

39,150

↑ +29.4%

50,247

↑ +28.3%

45,812

↓ -8.8%

建物（純額）

1,671

1,741

↑ +4.2%

1,724

↓ -1.0%

1,691

↓ -1.9%

1,669

↓ -1.3%

1,630

↓ -2.3%

1,690

↑ +3.7%

1,784

↑ +5.6%

1,804

↑ +1.1%

1,970

↑ +9.2%

2,328

↑ +18.2%

2,237

↓ -3.9%

ＡＴＭ

24,281

32,302

↑ +33.0%

41,584

↑ +28.7%

33,795

↓ -18.7%

その他（純額）

3,911

3,656

↓ -6.5%

4,148

↑ +13.5%

3,301

↓ -20.4%

2,424

↓ -26.6%

3,312

↑ +36.6%

3,185

↓ -3.8%

3,839

↑ +20.5%

4,170

↑ +8.6%

4,877

↑ +17.0%

6,334

↑ +29.9%

9,778

↑ +54.4%

無形固定資産

35,625

34,356

↓ -3.6%

34,473

↑ +0.3%

35,958

↑ +4.3%

26,655

↓ -25.9%

29,665

↑ +11.3%

34,857

↑ +17.5%

33,593

↓ -3.6%

34,350

↑ +2.3%

46,795

↑ +36.2%

50,046

↑ +6.9%

44,402

↓ -11.3%

ソフトウエア

18,579

18,626

↑ +0.3%

19,424

↑ +4.3%

16,873

↓ -13.1%

20,708

↑ +22.7%

20,930

↑ +1.1%

26,215

↑ +25.3%

28,605

↑ +9.1%

27,342

↓ -4.4%

36,530

↑ +33.6%

41,521

↑ +13.7%

38,999

↓ -6.1%

その他

17,046

15,730

↓ -7.7%

15,049

↓ -4.3%

19,084

↑ +26.8%

5,946

↓ -68.8%

8,734

↑ +46.9%

8,642

↓ -1.1%

4,988

↓ -42.3%

7,007

↑ +40.5%

10,264

↑ +46.5%

8,524

↓ -17.0%

5,403

↓ -36.6%

退職給付に係る資産

↑ +13.3%

183

↑ +169.1%

264

↑ +44.3%

444

↑ +68.2%

378

↓ -14.9%

909

↑ +140.5%

1,051

↑ +15.6%

1,113

↑ +5.9%

2,615

↑ +135.0%

2,969

↑ +13.5%

4,709

↑ +58.6%

繰延税金資産

732

909

↑ +24.2%

707

↓ -22.2%

2,979

↑ +321.4%

4,712

↑ +58.2%

4,751

↑ +0.8%

2,639

↓ -44.5%

2,473

↓ -6.3%

貸倒引当金

-46

-65

↓ -41.3%

-30

↑ +53.8%

-36

↓ -20.0%

-23

↑ +36.1%

-25

↓ -8.7%

-88

↓ -252.0%

-504

↓ -472.7%

-1,521

↓ -201.8%

-4,593

↓ -202.0%

-4,679

↓ -1.9%

-5,705

↓ -21.9%

資産

856,415

915,385

↑ +6.9%

957,792

↑ +4.6%

1,022,485

↑ +6.8%

1,141,926

↑ +11.7%

1,085,885

↓ -4.9%

1,197,158

↑ +10.2%

1,221,623

↑ +2.0%

1,312,273

↑ +7.4%

1,717,818

↑ +30.9%

1,495,977

↓ -12.9%

1,545,743

↑ +3.3%

負債の部

預金

501,413

546,981

↑ +9.1%

571,510

↑ +4.5%

622,406

↑ +8.9%

678,664

↑ +9.0%

683,760

↑ +0.8%

782,658

↑ +14.5%

789,937

↑ +0.9%

820,758

↑ +3.9%

914,768

↑ +11.5%

841,344

↓ -8.0%

875,261

↑ +4.0%

譲渡性預金

760

800

↑ +5.3%

800

0.0%

800

0.0%

810

↑ +1.3%

800

↓ -1.2%

750

↓ -6.3%

750

0.0%

750

0.0%

650

↓ -13.3%

800

↑ +23.1%

300

↓ -62.5%

コールマネー

10,000

50,000

110,000

↑ +120.0%

35,000

↓ -68.2%

借用金

16,000

15,022

↓ -6.1%

10,000

↓ -33.4%

10,000

0.0%

10,000

0.0%

196

↓ -98.0%

591

↑ +201.5%

1,936

↑ +227.6%

9,958

↑ +414.4%

19,052

↑ +91.3%

13,343

↓ -30.0%

13,598

↑ +1.9%

社債

110,000

0.0%

110,000

0.0%

95,000

↓ -13.6%

135,000

↑ +42.1%

105,000

↓ -22.2%

105,000

0.0%

105,000

0.0%

85,000

↓ -19.0%

65,000

↓ -23.5%

50,000

↓ -23.1%

100,000

↑ +100.0%

ＡＴＭ仮受金

37,857

37,830

↓ -0.1%

37,763

↓ -0.2%

59,032

↑ +56.3%

80,853

↑ +37.0%

45,052

↓ -44.3%

47,046

↑ +4.4%

49,233

↑ +4.6%

54,773

↑ +11.3%

118,566

↑ +116.5%

71,228

↓ -39.9%

68,319

↓ -4.1%

クレジットカード事業未払金

42,429

40,738

↓ -4.0%

39,155

↓ -3.9%

電子マネー預り金

70,899

62,660

↓ -11.6%

59,186

↓ -5.5%

その他負債

17,890

17,807

↓ -0.5%

16,992

↓ -4.6%

21,769

↑ +28.1%

22,816

↑ +4.8%

27,288

↑ +19.6%

25,098

↓ -8.0%

29,071

↑ +15.8%

35,282

↑ +21.4%

97,177

↑ +175.4%

96,103

↓ -1.1%

100,759

↑ +4.8%

賞与引当金

449

458

↑ +2.0%

471

↑ +2.8%

457

↓ -3.0%

537

↑ +17.5%

573

↑ +6.7%

610

↑ +6.5%

789

↑ +29.3%

826

↑ +4.7%

1,032

↑ +24.9%

1,063

↑ +3.0%

1,418

↑ +33.4%

退職給付に係る負債

0.0%

↑ +100.0%

0.0%

↑ +50.0%

↑ +100.0%

↑ +116.7%

↑ +15.4%

↑ +66.7%

↑ +40.0%

↑ +25.7%

役員退職慰労引当金

↑ +150.0%

↓ -20.0%

↓ -69.0%

株式給付引当金

102

166

↑ +62.7%

236

↑ +42.2%

634

↑ +168.6%

774

↑ +22.1%

631

↓ -18.5%

812

↑ +28.7%

983

↑ +21.1%

1,084

↑ +10.3%

繰延税金負債

179

137

↓ -23.5%

↓ -36.5%

↓ -96.6%

↑ +1033.3%

↑ +191.2%

177

↑ +78.8%

350

↑ +97.7%

負債

686,525

730,590

↑ +6.4%

758,710

↑ +3.8%

810,458

↑ +6.8%

929,036

↑ +14.6%

863,051

↓ -7.1%

962,482

↑ +11.5%

977,509

↑ +1.6%

1,058,031

↑ +8.2%

1,441,962

↑ +36.3%

1,213,488

↓ -15.8%

1,259,477

↑ +3.8%

純資産の部

資本金

30,514

0.0%

30,572

↑ +0.2%

30,572

0.0%

30,679

↑ +0.3%

30,702

↑ +0.1%

30,724

↑ +0.1%

30,724

0.0%

30,724

0.0%

30,724

0.0%

30,724

0.0%

30,724

0.0%

資本剰余金

30,514

30,496

↓ -0.1%

30,554

↑ +0.2%

30,554

0.0%

30,661

↑ +0.4%

30,757

↑ +0.3%

30,724

↓ -0.1%

30,764

↑ +0.1%

30,864

↑ +0.3%

30,850

↓ -0.0%

31,071

↑ +0.7%

32,068

↑ +3.2%

利益剰余金

102,511

117,402

↑ +14.5%

132,093

↑ +12.5%

146,075

↑ +10.6%

147,094

↑ +0.7%

155,760

↑ +5.9%

168,694

↑ +8.3%

176,549

↑ +4.7%

182,431

↑ +3.3%

201,836

↑ +10.6%

207,126

↑ +2.6%

208,740

↑ +0.8%

自己株式

0.0%

-380

-352

↑ +7.4%

-338

↑ +4.0%

-1,081

↓ -219.8%

-1,173

↓ -8.5%

-900

↑ +23.3%

-2,744

↓ -204.9%

-2,738

↑ +0.2%

-3,089

↓ -12.8%

株主資本

163,539

178,412

↑ +9.1%

193,221

↑ +8.3%

206,823

↑ +7.0%

208,083

↑ +0.6%

216,882

↑ +4.2%

229,061

↑ +5.6%

236,864

↑ +3.4%

243,120

↑ +2.6%

260,666

↑ +7.2%

266,184

↑ +2.1%

268,443

↑ +0.8%

その他有価証券評価差額金

360

343

↓ -4.7%

217

↓ -36.7%

244

↑ +12.4%

492

↑ +101.6%

499

↑ +1.4%

440

↓ -11.8%

606

↑ +37.7%

500

↓ -17.5%

607

↑ +21.4%

↓ -86.0%

564

↑ +563.5%

為替換算調整勘定

5,500

5,462

↓ -0.7%

5,012

↓ -8.2%

4,308

↓ -14.0%

3,798

↓ -11.8%

3,767

↓ -0.8%

3,407

↓ -9.6%

4,714

↑ +38.4%

6,783

↑ +43.9%

8,574

↑ +26.4%

10,245

↑ +19.5%

9,852

↓ -3.8%

退職給付に係る調整累計額

↓ -53.8%

↑ +1116.7%

↑ +34.2%

182

↑ +85.7%

↓ -65.9%

359

↑ +479.0%

320

↓ -10.9%

226

↓ -29.4%

688

↑ +204.4%

685

↓ -0.4%

1,630

↑ +138.0%

評価・換算差額等

5,874

5,812

↓ -1.1%

5,303

↓ -8.8%

4,651

↓ -12.3%

4,473

↓ -3.8%

4,329

↓ -3.2%

4,207

↓ -2.8%

5,641

↑ +34.1%

7,510

↑ +33.1%

9,870

↑ +31.4%

11,016

↑ +11.6%

12,047

↑ +9.4%

新株予約権

449

545

↑ +21.4%

533

↓ -2.2%

533

0.0%

320

↓ -40.0%

274

↓ -14.4%

↑ +166.7%

↓ -75.0%

非支配株主持分

↓ -7.7%

↓ -8.3%

↓ -18.2%

↓ -38.9%

1,346

↑ +12136.4%

1,407

↑ +4.5%

1,606

↑ +14.1%

3,611

↑ +124.8%

5,306

↑ +46.9%

5,255

↓ -1.0%

5,766

↑ +9.7%

純資産

153,408

169,890

↑ +10.7%

184,794

↑ +8.8%

199,081

↑ +7.7%

212,027

↑ +6.5%

212,890

↑ +0.4%

222,833

↑ +4.7%

234,676

↑ +5.3%

244,113

↑ +4.0%

254,242

↑ +4.1%

275,856

↑ +8.5%

282,489

↑ +2.4%

286,265

↑ +1.3%

負債純資産

856,415

915,385

↑ +6.9%

957,792

↑ +4.6%

1,022,485

↑ +6.8%

1,141,926

↑ +11.7%

1,085,885

↓ -4.9%

1,197,158

↑ +10.2%

1,221,623

↑ +2.0%

1,312,273

↑ +7.4%

1,717,818

↑ +30.9%

1,495,977

↓ -12.9%

1,545,743

↑ +3.3%

キャッシュ・フロー計算書

サマリー表示(単位: 百万円)

勘定科目	2014年	2015年	2016年	2017年	2018年	2019年	2020年	2021年	2022年	2023年	2024年	2025年	2026年
営業活動によるキャッシュ・フロー
税引前当期純利益又は税引前当期純損失（△）	- -	36,842 -	36,956 ↑ +0.3%	36,542 ↓ -1.1%	38,163 ↑ +4.4%	25,744 ↓ -32.5%	39,780 ↑ +54.5%	35,655 ↓ -10.4%	27,154 ↓ -23.8%	27,423 ↑ +1.0%	45,130 ↑ +64.6%	28,836 ↓ -36.1%	21,466 ↓ -25.6%
減価償却費	- -	16,251 -	18,779 ↑ +15.6%	18,766 ↓ -0.1%	17,102 ↓ -8.9%	17,529 ↑ +2.5%	14,634 ↓ -16.5%	14,070 ↓ -3.9%	16,388 ↑ +16.5%	19,526 ↑ +19.1%	23,302 ↑ +19.3%	29,106 ↑ +24.9%	30,980 ↑ +6.4%
減損損失	- -	- -	- -	- -	- -	14,830 -	- -	- -	763 -	1,254 ↑ +64.4%	351 ↓ -72.0%	2,025 ↑ +476.9%	8,456 ↑ +317.6%
のれん償却額	- -	933 -	1,069 ↑ +14.6%	960 ↓ -10.2%	990 ↑ +3.1%	487 ↓ -50.8%	- -	- -	- -	30 -	90 ↑ +200.0%	67 ↓ -25.6%	- -
持分法による投資損益（△は益）	- -	- -	- -	- -	- -	239 -	4,770 ↑ +1895.8%	796 ↓ -83.3%	694 ↓ -12.8%	576 ↓ -17.0%	19 ↓ -96.7%	76 ↑ +300.0%	- -
貸倒引当金の増減（△）	- -	-9 -	18 ↑ +300.0%	-34 ↓ -288.9%	6 ↑ +117.6%	-13 ↓ -316.7%	1 ↑ +107.7%	63 ↑ +6200.0%	415 ↑ +558.7%	1,017 ↑ +145.1%	-169 ↓ -116.6%	81 ↑ +147.9%	1,025 ↑ +1165.4%
賞与引当金の増減額（△は減少）	- -	- -	- -	14 -	-12 ↓ -185.7%	80 ↑ +766.7%	36 ↓ -55.0%	45 ↑ +25.0%	164 ↑ +264.4%	15 ↓ -90.9%	138 ↑ +820.0%	17 ↓ -87.7%	344 ↑ +1923.5%
退職給付に係る資産又は負債の増減額	- -	23 -	-18 ↓ -178.3%	-16 ↑ +11.1%	-43 ↓ -168.8%	-59 ↓ -37.2%	-106 ↓ -79.7%	-100 ↑ +5.7%	-190 ↓ -90.0%	-182 ↑ +4.2%	-256 ↓ -40.7%	-342 ↓ -33.6%	-380 ↓ -11.1%
役員退職慰労引当金の増減額（△は減少）	- -	- -	- -	- -	2 -	3 ↑ +50.0%	-1 ↓ -133.3%	-4 ↓ -300.0%	- -	- -	-3 -	-20 ↓ -566.7%	-9 ↑ +55.0%
株式給付引当金の増減額（△は減少）	- -	- -	- -	- -	- -	64 -	69 ↑ +7.8%	397 ↑ +475.4%	140 ↓ -64.7%	-142 ↓ -201.4%	181 ↑ +227.5%	170 ↓ -6.1%	101 ↓ -40.6%
訴訟損失引当金の増減額（△は減少）	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1,406 -	-1,516 ↓ -207.8%	- -
資金運用収益	- -	-1,372 -	-2,274 ↓ -65.7%	-2,848 ↓ -25.2%	-3,391 ↓ -19.1%	-3,529 ↓ -4.1%	-3,569 ↓ -1.1%	-3,609 ↓ -1.1%	-4,032 ↓ -11.7%	-4,932 ↓ -22.3%	-8,158 ↓ -65.4%	-11,089 ↓ -35.9%	-15,866 ↓ -43.1%
資金調達費用	- -	1,254 -	1,253 ↓ -0.1%	954 ↓ -23.9%	718 ↓ -24.7%	686 ↓ -4.5%	674 ↓ -1.7%	539 ↓ -20.0%	602 ↑ +11.7%	815 ↑ +35.4%	1,174 ↑ +44.0%	2,098 ↑ +78.7%	3,344 ↑ +59.4%
有価証券関係損益（△）	- -	-19 -	-2 ↑ +89.5%	- -	- -	49 -	38 ↓ -22.4%	88 ↑ +131.6%	65 ↓ -26.1%	-441 ↓ -778.5%	820 ↑ +285.9%	-2,444 ↓ -398.0%	-809 ↑ +66.9%
固定資産処分損益（△は益）	- -	195 -	210 ↑ +7.7%	167 ↓ -20.5%	141 ↓ -15.6%	139 ↓ -1.4%	56 ↓ -59.7%	-14 ↓ -125.0%	753 ↑ +5478.6%	246 ↓ -67.3%	549 ↑ +123.2%	742 ↑ +35.2%	242 ↓ -67.4%
持分変動損益（△は益）	- -	- -	- -	- -	- -	- -	- -	- -	-415 -	- -	- -	-76 -	- -
その他の特別利益	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-1,057 -	- -
貸出金の純増（△）減	- -	-5,149 -	-5,801 ↓ -12.7%	-3,620 ↑ +37.6%	-2,886 ↑ +20.3%	27 ↑ +100.9%	-595 ↓ -2303.7%	-1,045 ↓ -75.6%	-3,727 ↓ -256.7%	-7,054 ↓ -89.3%	-8,950 ↓ -26.9%	-15,962 ↓ -78.3%	-18,586 ↓ -16.4%
預金の純増減（△）	- -	63,824 -	45,568 ↓ -28.6%	24,529 ↓ -46.2%	50,895 ↑ +107.5%	56,257 ↑ +10.5%	5,095 ↓ -90.9%	98,898 ↑ +1841.1%	7,278 ↓ -92.6%	30,820 ↑ +323.5%	94,010 ↑ +205.0%	-73,532 ↓ -178.2%	33,916 ↑ +146.1%
譲渡性預金の純増減（△）	- -	- -	40 -	- -	- -	10 -	-10 ↓ -200.0%	-50 ↓ -400.0%	- -	- -	-100 -	150 ↑ +250.0%	-500 ↓ -433.3%
借用金（劣後特約付借入金を除く）の純増減（△）	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	8,298 -	-6,787 ↓ -181.8%	663 ↑ +109.8%
預け金（現金同等物を除く）の純増（△）減	- -	- -	- -	- -	- -	- -	- -	- -	- -	-1,591 -	1,591 ↑ +200.0%	- -	-2,338 -
コールローン等の純増（△）減	- -	2,000 -	-12,000 ↓ -700.0%	25,000 ↑ +308.3%	- -	- -	- -	- -	- -	-28,000 -	-22,000 ↑ +21.4%	50,000 ↑ +327.3%	- -
コールマネー等の純増減（△）	- -	- -	- -	10,000 -	-10,000 ↓ -200.0%	- -	- -	- -	- -	50,000 -	60,000 ↑ +20.0%	-75,000 ↓ -225.0%	-35,000 ↑ +53.3%
普通社債発行及び償還による増減（△）	- -	-5,000 -	- -	- -	-15,000 -	40,000 ↑ +366.7%	-30,000 ↓ -175.0%	- -	- -	-20,000 -	-20,000 0.0%	-15,000 ↑ +25.0%	50,000 ↑ +433.3%
ＡＴＭ未決済資金の純増（△）減	- -	8,060 -	-1,817 ↓ -122.5%	-5,944 ↓ -227.1%	-36,423 ↓ -512.8%	-26,118 ↑ +28.3%	77,146 ↑ +395.4%	274 ↓ -99.6%	1,472 ↑ +437.2%	-8,291 ↓ -663.2%	-43,217 ↓ -421.3%	55,707 ↑ +228.9%	55 ↓ -99.9%
会員未収金の純増（△）減	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	3,570 -	5,881 ↑ +64.7%	2,311 ↓ -60.7%
クレジットカード事業未払金の純増減（△）	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1,396 -	-1,691 ↓ -221.1%	-1,582 ↑ +6.4%
電子マネー預り金の純増減（△）	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-9,765 -	-8,238 ↑ +15.6%	-3,474 ↑ +57.8%
資金運用による収入	- -	1,407 -	2,295 ↑ +63.1%	3,086 ↑ +34.5%	3,815 ↑ +23.6%	3,848 ↑ +0.9%	3,840 ↓ -0.2%	3,815 ↓ -0.7%	4,181 ↑ +9.6%	5,083 ↑ +21.6%	8,391 ↑ +65.1%	11,254 ↑ +34.1%	14,908 ↑ +32.5%
資金調達による支出	- -	-1,302 -	-1,395 ↓ -7.1%	-1,011 ↑ +27.5%	-799 ↑ +21.0%	-757 ↑ +5.3%	-805 ↓ -6.3%	-613 ↑ +23.9%	-642 ↓ -4.7%	-820 ↓ -27.7%	-1,186 ↓ -44.6%	-2,021 ↓ -70.4%	-2,606 ↓ -28.9%
その他	- -	1,811 -	-2,161 ↓ -219.3%	-642 ↑ +70.3%	-689 ↓ -7.3%	2,062 ↑ +399.3%	1,398 ↓ -32.2%	-213 ↓ -115.2%	-2,273 ↓ -967.1%	1,145 ↑ +150.4%	-6,099 ↓ -632.7%	-4,535 ↑ +25.6%	6,627 ↑ +246.1%
小計	- -	114,737 -	79,735 ↓ -30.5%	100,882 ↑ +26.5%	42,700 ↓ -57.7%	131,584 ↑ +208.2%	102,648 ↓ -22.0%	149,397 ↑ +45.5%	50,023 ↓ -66.5%	74,818 ↑ +49.6%	113,594 ↑ +51.8%	-33,100 ↓ -129.1%	93,291 ↑ +381.8%
和解金の支払額	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-1,496 -
法人税等の支払額	- -	-14,805 -	-13,268 ↑ +10.4%	-12,802 ↑ +3.5%	-11,239 ↑ +12.2%	-14,115 ↓ -25.6%	-13,029 ↑ +7.7%	-13,358 ↓ -2.5%	-8,734 ↑ +34.6%	-8,268 ↑ +5.3%	-12,849 ↓ -55.4%	-7,668 ↑ +40.3%	-8,016 ↓ -4.5%
法人税等の還付額	- -	- -	15 -	38 ↑ +153.3%	5 ↓ -86.8%	2 ↓ -60.0%	- -	- -	22 -	27 ↑ +22.7%	6 ↓ -77.8%	1,899 ↑ +31550.0%	152 ↓ -92.0%
営業活動によるキャッシュ・フロー	- -	99,931 -	66,482 ↓ -33.5%	88,118 ↑ +32.5%	31,466 ↓ -64.3%	117,471 ↑ +273.3%	89,619 ↓ -23.7%	136,039 ↑ +51.8%	41,311 ↓ -69.6%	66,577 ↑ +61.2%	100,751 ↑ +51.3%	-38,869 ↓ -138.6%	83,930 ↑ +315.9%
投資活動によるキャッシュ・フロー
有価証券の取得による支出	- -	-25,411 -	-43,013 ↓ -69.3%	-33,849 ↑ +21.3%	-17,269 ↑ +49.0%	-39,313 ↓ -127.7%	-16,171 ↑ +58.9%	-20,484 ↓ -26.7%	-23,739 ↓ -15.9%	-48,079 ↓ -102.5%	-37,590 ↑ +21.8%	-36,884 ↑ +1.9%	-136,706 ↓ -270.6%
有価証券の売却による収入	- -	1,687 -	334 ↓ -80.2%	- -	- -	- -	- -	- -	- -	1,947 -	1,279 ↓ -34.3%	4,562 ↑ +256.7%	17,528 ↑ +284.2%
有価証券の償還による収入	- -	50,500 -	49,000 ↓ -3.0%	21,000 ↓ -57.1%	33,015 ↑ +57.2%	20,630 ↓ -37.5%	27,920 ↑ +35.3%	13,084 ↓ -53.1%	11,892 ↓ -9.1%	35,713 ↑ +200.3%	18,048 ↓ -49.5%	30,732 ↑ +70.3%	73,990 ↑ +140.8%
有形固定資産の取得による支出	- -	-13,489 -	-10,511 ↑ +22.1%	-6,712 ↑ +36.1%	-8,468 ↓ -26.2%	-3,121 ↑ +63.1%	-4,547 ↓ -45.7%	-10,436 ↓ -129.5%	-12,468 ↓ -19.5%	-13,328 ↓ -6.9%	-17,739 ↓ -33.1%	-23,206 ↓ -30.8%	-9,947 ↑ +57.1%
有形固定資産の売却による収入	- -	- -	- -	- -	- -	- -	98 -	273 ↑ +178.6%	19 ↓ -93.0%	6 ↓ -68.4%	0 ↓ -100.0%	- -	9 -
無形固定資産の取得による支出	- -	-8,352 -	-7,444 ↑ +10.9%	-9,256 ↓ -24.3%	-10,927 ↓ -18.1%	-8,664 ↑ +20.7%	-11,100 ↓ -28.1%	-14,808 ↓ -33.4%	-11,817 ↑ +20.2%	-11,991 ↓ -1.5%	-21,534 ↓ -79.6%	-21,856 ↓ -1.5%	-16,327 ↑ +25.3%
連結の範囲の変更を伴う子会社株式の売却による支出	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-63 -	- -
投資活動によるキャッシュ・フロー	- -	4,994 -	-11,634 ↓ -333.0%	-28,818 ↓ -147.7%	-3,649 ↑ +87.3%	-34,882 ↓ -855.9%	-5,801 ↑ +83.4%	-32,770 ↓ -464.9%	-36,114 ↓ -10.2%	-36,191 ↓ -0.2%	-51,937 ↓ -43.5%	-46,714 ↑ +10.1%	-71,453 ↓ -53.0%
財務活動によるキャッシュ・フロー
自己株式の取得による支出	- -	- -	- -	- -	-380 -	- -	-3,857 -	-770 ↑ +80.0%	-97 ↑ +87.4%	0 ↑ +100.0%	-1,873 -	0 ↑ +100.0%	-50,824 -
自己株式の処分による収入	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	51,375 -
配当金の支払額	- -	-9,231 -	-9,823 ↓ -6.4%	-10,419 ↓ -6.1%	-11,316 ↓ -8.6%	-12,215 ↓ -7.9%	-13,635 ↓ -11.6%	-12,968 ↑ +4.9%	-12,967 ↑ +0.0%	-12,973 ↓ -0.0%	-12,966 ↑ +0.1%	-12,920 ↑ +0.4%	-11,862 ↑ +8.2%
非支配株主からの払込みによる収入	- -	26 -	- -	- -	- -	- -	1,487 -	183 ↓ -87.7%	337 ↑ +84.2%	- -	2,988 -	619 ↓ -79.3%	- -
連結の範囲の変更を伴わない子会社株式の取得による支出	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-189 -	-367 ↓ -94.2%	- -
その他	- -	- -	-2 -	-26 ↓ -1200.0%	-33 ↓ -26.9%	-32 ↑ +3.0%	-3 ↑ +90.6%	- -	- -	- -	-49 -	- -	-340 -
財務活動によるキャッシュ・フロー	- -	-9,204 -	-9,826 ↓ -6.8%	-10,446 ↓ -6.3%	-11,729 ↓ -12.3%	-12,246 ↓ -4.4%	-16,009 ↓ -30.7%	-13,555 ↑ +15.3%	-12,727 ↑ +6.1%	-12,973 ↓ -1.9%	-12,090 ↑ +6.8%	-12,667 ↓ -4.8%	-11,652 ↑ +8.0%
現金及び現金同等物に係る換算差額	- -	149 -	-42 ↓ -128.2%	-103 ↓ -145.2%	-306 ↓ -197.1%	-60 ↑ +80.4%	-11 ↑ +81.7%	-213 ↓ -1836.4%	989 ↑ +564.3%	1,440 ↑ +45.6%	1,742 ↑ +21.0%	2,157 ↑ +23.8%	-686 ↓ -131.8%
現金及び現金同等物の増減額（△は減少）	- -	95,872 -	44,978 ↓ -53.1%	48,750 ↑ +8.4%	15,780 ↓ -67.6%	70,281 ↑ +345.4%	67,796 ↓ -3.5%	89,498 ↑ +32.0%	-6,541 ↓ -107.3%	18,852 ↑ +388.2%	38,464 ↑ +104.0%	-96,094 ↓ -349.8%	137 ↑ +100.1%
現金及び現金同等物の残高	504,987 -	600,859 ↑ +19.0%	645,838 ↑ +7.5%	694,588 ↑ +7.5%	710,369 ↑ +2.3%	780,650 ↑ +9.9%	848,446 ↑ +8.7%	937,945 ↑ +10.5%	931,404 ↓ -0.7%	950,256 ↑ +2.0%	988,721 ↑ +4.0%	892,626 ↓ -9.7%	892,764 ↑ +0.0%

2014年2015年2016年2017年2018年2019年2020年2021年2022年2023年2024年2025年2026年

営業活動によるキャッシュ・フロー

税引前当期純利益又は税引前当期純損失（△）

36,842

36,956

↑ +0.3%

36,542

↓ -1.1%

38,163

↑ +4.4%

25,744

↓ -32.5%

39,780

↑ +54.5%

35,655

↓ -10.4%

27,154

↓ -23.8%

27,423

↑ +1.0%

45,130

↑ +64.6%

28,836

↓ -36.1%

21,466

↓ -25.6%

減価償却費

16,251

18,779

↑ +15.6%

18,766

↓ -0.1%

17,102

↓ -8.9%

17,529

↑ +2.5%

14,634

↓ -16.5%

14,070

↓ -3.9%

16,388

↑ +16.5%

19,526

↑ +19.1%

23,302

↑ +19.3%

29,106

↑ +24.9%

30,980

↑ +6.4%

減損損失

14,830

763

1,254

↑ +64.4%

351

↓ -72.0%

2,025

↑ +476.9%

8,456

↑ +317.6%

のれん償却額

933

1,069

↑ +14.6%

960

↓ -10.2%

990

↑ +3.1%

487

↓ -50.8%

↑ +200.0%

↓ -25.6%

持分法による投資損益（△は益）

239

4,770

↑ +1895.8%

796

↓ -83.3%

694

↓ -12.8%

576

↓ -17.0%

↓ -96.7%

↑ +300.0%

貸倒引当金の増減（△）

-9

↑ +300.0%

-34

↓ -288.9%

↑ +117.6%

-13

↓ -316.7%

↑ +107.7%

↑ +6200.0%

415

↑ +558.7%

1,017

↑ +145.1%

-169

↓ -116.6%

↑ +147.9%

1,025

↑ +1165.4%

賞与引当金の増減額（△は減少）

-12

↓ -185.7%

↑ +766.7%

↓ -55.0%

↑ +25.0%

164

↑ +264.4%

↓ -90.9%

138

↑ +820.0%

↓ -87.7%

344

↑ +1923.5%

退職給付に係る資産又は負債の増減額

-18

↓ -178.3%

-16

↑ +11.1%

-43

↓ -168.8%

-59

↓ -37.2%

-106

↓ -79.7%

-100

↑ +5.7%

-190

↓ -90.0%

-182

↑ +4.2%

-256

↓ -40.7%

-342

↓ -33.6%

-380

↓ -11.1%

役員退職慰労引当金の増減額（△は減少）

↑ +50.0%

-1

↓ -133.3%

-4

↓ -300.0%

-3

-20

↓ -566.7%

-9

↑ +55.0%

株式給付引当金の増減額（△は減少）

↑ +7.8%

397

↑ +475.4%

140

↓ -64.7%

-142

↓ -201.4%

181

↑ +227.5%

170

↓ -6.1%

101

↓ -40.6%

訴訟損失引当金の増減額（△は減少）

1,406

-1,516

↓ -207.8%

資金運用収益

-1,372

-2,274

↓ -65.7%

-2,848

↓ -25.2%

-3,391

↓ -19.1%

-3,529

↓ -4.1%

-3,569

↓ -1.1%

-3,609

↓ -1.1%

-4,032

↓ -11.7%

-4,932

↓ -22.3%

-8,158

↓ -65.4%

-11,089

↓ -35.9%

-15,866

↓ -43.1%

資金調達費用

1,254

1,253

↓ -0.1%

954

↓ -23.9%

718

↓ -24.7%

686

↓ -4.5%

674

↓ -1.7%

539

↓ -20.0%

602

↑ +11.7%

815

↑ +35.4%

1,174

↑ +44.0%

2,098

↑ +78.7%

3,344

↑ +59.4%

有価証券関係損益（△）

-19

-2

↑ +89.5%

↓ -22.4%

↑ +131.6%

↓ -26.1%

-441

↓ -778.5%

820

↑ +285.9%

-2,444

↓ -398.0%

-809

↑ +66.9%

固定資産処分損益（△は益）

195

210

↑ +7.7%

167

↓ -20.5%

141

↓ -15.6%

139

↓ -1.4%

↓ -59.7%

-14

↓ -125.0%

753

↑ +5478.6%

246

↓ -67.3%

549

↑ +123.2%

742

↑ +35.2%

242

↓ -67.4%

持分変動損益（△は益）

-415

-76

その他の特別利益

-1,057

貸出金の純増（△）減

-5,149

-5,801

↓ -12.7%

-3,620

↑ +37.6%

-2,886

↑ +20.3%

↑ +100.9%

-595

↓ -2303.7%

-1,045

↓ -75.6%

-3,727

↓ -256.7%

-7,054

↓ -89.3%

-8,950

↓ -26.9%

-15,962

↓ -78.3%

-18,586

↓ -16.4%

預金の純増減（△）

63,824

45,568

↓ -28.6%

24,529

↓ -46.2%

50,895

↑ +107.5%

56,257

↑ +10.5%

5,095

↓ -90.9%

98,898

↑ +1841.1%

7,278

↓ -92.6%

30,820

↑ +323.5%

94,010

↑ +205.0%

-73,532

↓ -178.2%

33,916

↑ +146.1%

譲渡性預金の純増減（△）

-10

↓ -200.0%

-50

↓ -400.0%

-100

150

↑ +250.0%

-500

↓ -433.3%

借用金（劣後特約付借入金を除く）の純増減（△）

8,298

-6,787

↓ -181.8%

663

↑ +109.8%

預け金（現金同等物を除く）の純増（△）減

-1,591

1,591

↑ +200.0%

-2,338

コールローン等の純増（△）減

2,000

-12,000

↓ -700.0%

25,000

↑ +308.3%

-28,000

-22,000

↑ +21.4%

50,000

↑ +327.3%

コールマネー等の純増減（△）

10,000

-10,000

↓ -200.0%

50,000

60,000

↑ +20.0%

-75,000

↓ -225.0%

-35,000

↑ +53.3%

普通社債発行及び償還による増減（△）

-5,000

-15,000

40,000

↑ +366.7%

-30,000

↓ -175.0%

-20,000

0.0%

-15,000

↑ +25.0%

50,000

↑ +433.3%

ＡＴＭ未決済資金の純増（△）減

8,060

-1,817

↓ -122.5%

-5,944

↓ -227.1%

-36,423

↓ -512.8%

-26,118

↑ +28.3%

77,146

↑ +395.4%

274

↓ -99.6%

1,472

↑ +437.2%

-8,291

↓ -663.2%

-43,217

↓ -421.3%

55,707

↑ +228.9%

↓ -99.9%

会員未収金の純増（△）減

3,570

5,881

↑ +64.7%

2,311

↓ -60.7%

クレジットカード事業未払金の純増減（△）

1,396

-1,691

↓ -221.1%

-1,582

↑ +6.4%

電子マネー預り金の純増減（△）

-9,765

-8,238

↑ +15.6%

-3,474

↑ +57.8%

資金運用による収入

1,407

2,295

↑ +63.1%

3,086

↑ +34.5%

3,815

↑ +23.6%

3,848

↑ +0.9%

3,840

↓ -0.2%

3,815

↓ -0.7%

4,181

↑ +9.6%

5,083

↑ +21.6%

8,391

↑ +65.1%

11,254

↑ +34.1%

14,908

↑ +32.5%

資金調達による支出

-1,302

-1,395

↓ -7.1%

-1,011

↑ +27.5%

-799

↑ +21.0%

-757

↑ +5.3%

-805

↓ -6.3%

-613

↑ +23.9%

-642

↓ -4.7%

-820

↓ -27.7%

-1,186

↓ -44.6%

-2,021

↓ -70.4%

-2,606

↓ -28.9%

その他

1,811

-2,161

↓ -219.3%

-642

↑ +70.3%

-689

↓ -7.3%

2,062

↑ +399.3%

1,398

↓ -32.2%

-213

↓ -115.2%

-2,273

↓ -967.1%

1,145

↑ +150.4%

-6,099

↓ -632.7%

-4,535

↑ +25.6%

6,627

↑ +246.1%

小計

114,737

79,735

↓ -30.5%

100,882

↑ +26.5%

42,700

↓ -57.7%

131,584

↑ +208.2%

102,648

↓ -22.0%

149,397

↑ +45.5%

50,023

↓ -66.5%

74,818

↑ +49.6%

113,594

↑ +51.8%

-33,100

↓ -129.1%

93,291

↑ +381.8%

和解金の支払額

-1,496

法人税等の支払額

-14,805

-13,268

↑ +10.4%

-12,802

↑ +3.5%

-11,239

↑ +12.2%

-14,115

↓ -25.6%

-13,029

↑ +7.7%

-13,358

↓ -2.5%

-8,734

↑ +34.6%

-8,268

↑ +5.3%

-12,849

↓ -55.4%

-7,668

↑ +40.3%

-8,016

↓ -4.5%

法人税等の還付額

↑ +153.3%

↓ -86.8%

↓ -60.0%

↑ +22.7%

↓ -77.8%

1,899

↑ +31550.0%

152

↓ -92.0%

営業活動によるキャッシュ・フロー

99,931

66,482

↓ -33.5%

88,118

↑ +32.5%

31,466

↓ -64.3%

117,471

↑ +273.3%

89,619

↓ -23.7%

136,039

↑ +51.8%

41,311

↓ -69.6%

66,577

↑ +61.2%

100,751

↑ +51.3%

-38,869

↓ -138.6%

83,930

↑ +315.9%

投資活動によるキャッシュ・フロー

有価証券の取得による支出

-25,411

-43,013

↓ -69.3%

-33,849

↑ +21.3%

-17,269

↑ +49.0%

-39,313

↓ -127.7%

-16,171

↑ +58.9%

-20,484

↓ -26.7%

-23,739

↓ -15.9%

-48,079

↓ -102.5%

-37,590

↑ +21.8%

-36,884

↑ +1.9%

-136,706

↓ -270.6%

有価証券の売却による収入

1,687

334

↓ -80.2%

1,947

1,279

↓ -34.3%

4,562

↑ +256.7%

17,528

↑ +284.2%

有価証券の償還による収入

50,500

49,000

↓ -3.0%

21,000

↓ -57.1%

33,015

↑ +57.2%

20,630

↓ -37.5%

27,920

↑ +35.3%

13,084

↓ -53.1%

11,892

↓ -9.1%

35,713

↑ +200.3%

18,048

↓ -49.5%

30,732

↑ +70.3%

73,990

↑ +140.8%

有形固定資産の取得による支出

-13,489

-10,511

↑ +22.1%

-6,712

↑ +36.1%

-8,468

↓ -26.2%

-3,121

↑ +63.1%

-4,547

↓ -45.7%

-10,436

↓ -129.5%

-12,468

↓ -19.5%

-13,328

↓ -6.9%

-17,739

↓ -33.1%

-23,206

↓ -30.8%

-9,947

↑ +57.1%

有形固定資産の売却による収入

273

↑ +178.6%

↓ -93.0%

↓ -68.4%

↓ -100.0%

無形固定資産の取得による支出

-8,352

-7,444

↑ +10.9%

-9,256

↓ -24.3%

-10,927

↓ -18.1%

-8,664

↑ +20.7%

-11,100

↓ -28.1%

-14,808

↓ -33.4%

-11,817

↑ +20.2%

-11,991

↓ -1.5%

-21,534

↓ -79.6%

-21,856

↓ -1.5%

-16,327

↑ +25.3%

連結の範囲の変更を伴う子会社株式の売却による支出

-63

投資活動によるキャッシュ・フロー

4,994

-11,634

↓ -333.0%

-28,818

↓ -147.7%

-3,649

↑ +87.3%

-34,882

↓ -855.9%

-5,801

↑ +83.4%

-32,770

↓ -464.9%

-36,114

↓ -10.2%

-36,191

↓ -0.2%

-51,937

↓ -43.5%

-46,714

↑ +10.1%

-71,453

↓ -53.0%

財務活動によるキャッシュ・フロー

自己株式の取得による支出

-380

-3,857

-770

↑ +80.0%

-97

↑ +87.4%

↑ +100.0%

-1,873

↑ +100.0%

-50,824

自己株式の処分による収入

51,375

配当金の支払額

-9,231

-9,823

↓ -6.4%

-10,419

↓ -6.1%

-11,316

↓ -8.6%

-12,215

↓ -7.9%

-13,635

↓ -11.6%

-12,968

↑ +4.9%

-12,967

↑ +0.0%

-12,973

↓ -0.0%

-12,966

↑ +0.1%

-12,920

↑ +0.4%

-11,862

↑ +8.2%

非支配株主からの払込みによる収入

1,487

183

↓ -87.7%

337

↑ +84.2%

2,988

619

↓ -79.3%

連結の範囲の変更を伴わない子会社株式の取得による支出

-189

-367

↓ -94.2%

その他

-2

-26

↓ -1200.0%

-33

↓ -26.9%

-32

↑ +3.0%

-3

↑ +90.6%

-49

-340

財務活動によるキャッシュ・フロー

-9,204

-9,826

↓ -6.8%

-10,446

↓ -6.3%

-11,729

↓ -12.3%

-12,246

↓ -4.4%

-16,009

↓ -30.7%

-13,555

↑ +15.3%

-12,727

↑ +6.1%

-12,973

↓ -1.9%

-12,090

↑ +6.8%

-12,667

↓ -4.8%

-11,652

↑ +8.0%

現金及び現金同等物に係る換算差額

149

-42

↓ -128.2%

-103

↓ -145.2%

-306

↓ -197.1%

-60

↑ +80.4%

-11

↑ +81.7%

-213

↓ -1836.4%

989

↑ +564.3%

1,440

↑ +45.6%

1,742

↑ +21.0%

2,157

↑ +23.8%

-686

↓ -131.8%

現金及び現金同等物の増減額（△は減少）

95,872

44,978

↓ -53.1%

48,750

↑ +8.4%

15,780

↓ -67.6%

70,281

↑ +345.4%

67,796

↓ -3.5%

89,498

↑ +32.0%

-6,541

↓ -107.3%

18,852

↑ +388.2%

38,464

↑ +104.0%

-96,094

↓ -349.8%

137

↑ +100.1%

現金及び現金同等物の残高

504,987

600,859

↑ +19.0%

645,838

↑ +7.5%

694,588

↑ +7.5%

710,369

↑ +2.3%

780,650

↑ +9.9%

848,446

↑ +8.7%

937,945

↑ +10.5%

931,404

↓ -0.7%

950,256

↑ +2.0%

988,721

↑ +4.0%

892,626

↓ -9.7%

892,764

↑ +0.0%

セブン銀行の業績更新をウォッチリストで確認

保存した企業の新しい有価証券報告書・決算発表を、新着一覧と決算カレンダーで確認できます

登録は無料・支払い情報不要

本開示情報の原文は提出企業に著作権が帰属します。出典：EDINET（金融庁）

サマリー表示(単位: 百万円)

勘定科目	2015年	2016年	2017年	2018年	2019年	2020年	2021年	2022年	2023年	2024年	2025年	2026年
経常収益	114,036 -	119,939 ↑ +5.2%	121,608 ↑ +1.4%	127,656 ↑ +5.0%	147,288 ↑ +15.4%	148,553 ↑ +0.9%	137,267 ↓ -7.6%	136,667 ↓ -0.4%	154,984 ↑ +13.4%	197,877 ↑ +27.7%	214,408 ↑ +8.4%	220,025 ↑ +2.6%
資金運用収益	1,372 -	2,274 ↑ +65.7%	2,848 ↑ +25.2%	3,391 ↑ +19.1%	3,529 ↑ +4.1%	3,569 ↑ +1.1%	3,609 ↑ +1.1%	4,032 ↑ +11.7%	4,932 ↑ +22.3%	8,158 ↑ +65.4%	11,089 ↑ +35.9%	15,866 ↑ +43.1%
貸出金利息	1,157 -	2,078 ↑ +79.6%	2,704 ↑ +30.1%	3,271 ↑ +21.0%	3,419 ↑ +4.5%	3,451 ↑ +0.9%	3,475 ↑ +0.7%	3,890 ↑ +11.9%	4,669 ↑ +20.0%	7,453 ↑ +59.6%	9,672 ↑ +29.8%	12,473 ↑ +29.0%
有価証券利息配当金	150 -	58 ↓ -61.3%	26 ↓ -55.2%	18 ↓ -30.8%	21 ↑ +16.7%	26 ↑ +23.8%	29 ↑ +11.5%	34 ↑ +17.2%	85 ↑ +150.0%	147 ↑ +72.9%	359 ↑ +144.2%	1,231 ↑ +242.9%
コールローン利息	37 -	35 ↓ -5.4%	2 ↓ -94.3%	1 ↓ -50.0%	0 ↓ -100.0%	0 0.0%	1 -	5 ↑ +400.0%	39 ↑ +680.0%	49 ↑ +25.6%	77 ↑ +57.1%	166 ↑ +115.6%
預け金利息	27 -	102 ↑ +277.8%	115 ↑ +12.7%	100 ↓ -13.0%	87 ↓ -13.0%	90 ↑ +3.4%	102 ↑ +13.3%	102 0.0%	137 ↑ +34.3%	508 ↑ +270.8%	980 ↑ +92.9%	1,995 ↑ +103.6%
役務取引等収益	112,274 -	117,265 ↑ +4.4%	118,226 ↑ +0.8%	123,507 ↑ +4.5%	142,614 ↑ +15.5%	144,280 ↑ +1.2%	131,709 ↓ -8.7%	131,320 ↓ -0.3%	147,718 ↑ +12.5%	186,235 ↑ +26.1%	197,895 ↑ +6.3%	200,981 ↑ +1.6%
受入為替手数料	1,664 -	2,039 ↑ +22.5%	2,358 ↑ +15.6%	2,582 ↑ +9.5%	2,750 ↑ +6.5%	3,062 ↑ +11.3%	3,438 ↑ +12.3%	3,362 ↓ -2.2%	3,312 ↓ -1.5%	3,744 ↑ +13.0%	3,913 ↑ +4.5%	3,922 ↑ +0.2%
ＡＴＭ受入手数料	107,213 -	111,619 ↑ +4.1%	112,051 ↑ +0.4%	116,854 ↑ +4.3%	135,324 ↑ +15.8%	136,486 ↑ +0.9%	123,501 ↓ -9.5%	121,731 ↓ -1.4%	135,122 ↑ +11.0%	149,446 ↑ +10.6%	156,400 ↑ +4.7%	159,240 ↑ +1.8%
クレジットカード営業収入	- -	- -	- -	- -	- -	- -	- -	- -	- -	10,058 -	12,165 ↑ +20.9%	11,774 ↓ -3.2%
電子マネー営業収入	- -	- -	- -	- -	- -	- -	- -	- -	- -	10,201 -	12,010 ↑ +17.7%	10,886 ↓ -9.4%
その他の役務収益	3,396 -	3,606 ↑ +6.2%	3,815 ↑ +5.8%	4,070 ↑ +6.7%	4,538 ↑ +11.5%	4,730 ↑ +4.2%	4,769 ↑ +0.8%	6,225 ↑ +30.5%	9,283 ↑ +49.1%	12,783 ↑ +37.7%	13,406 ↑ +4.9%	15,157 ↑ +13.1%
その他業務収益	161 -	193 ↑ +19.9%	249 ↑ +29.0%	279 ↑ +12.0%	275 ↓ -1.4%	281 ↑ +2.2%	201 ↓ -28.5%	390 ↑ +94.0%	488 ↑ +25.1%	309 ↓ -36.7%	264 ↓ -14.6%	146 ↓ -44.7%
その他経常収益	227 -	206 ↓ -9.3%	283 ↑ +37.4%	477 ↑ +68.6%	869 ↑ +82.2%	422 ↓ -51.4%	1,746 ↑ +313.7%	924 ↓ -47.1%	1,845 ↑ +99.7%	3,174 ↑ +72.0%	5,158 ↑ +62.5%	3,031 ↓ -41.2%
その他の経常収益	217 -	206 ↓ -5.1%	248 ↑ +20.4%	477 ↑ +92.3%	856 ↑ +79.5%	422 ↓ -50.7%	1,746 ↑ +313.7%	924 ↓ -47.1%	1,845 ↑ +99.7%	3,174 ↑ +72.0%	5,158 ↑ +62.5%	3,031 ↓ -41.2%
経常費用	76,997 -	82,772 ↑ +7.5%	84,897 ↑ +2.6%	89,350 ↑ +5.2%	106,574 ↑ +19.3%	108,716 ↑ +2.0%	101,626 ↓ -6.5%	108,412 ↑ +6.7%	126,059 ↑ +16.3%	167,351 ↑ +32.8%	184,118 ↑ +10.0%	189,860 ↑ +3.1%
資金調達費用	1,254 -	1,253 ↓ -0.1%	954 ↓ -23.9%	718 ↓ -24.7%	686 ↓ -4.5%	674 ↓ -1.7%	539 ↓ -20.0%	602 ↑ +11.7%	815 ↑ +35.4%	1,174 ↑ +44.0%	2,098 ↑ +78.7%	3,344 ↑ +59.4%
預金利息	545 -	565 ↑ +3.7%	320 ↓ -43.4%	163 ↓ -49.1%	119 ↓ -27.0%	99 ↓ -16.8%	67 ↓ -32.3%	45 ↓ -32.8%	33 ↓ -26.7%	32 ↓ -3.0%	517 ↑ +1515.6%	1,833 ↑ +254.5%
譲渡性預金利息	13 -	2 ↓ -84.6%	0 ↓ -100.0%	0 0.0%	0 0.0%	0 0.0%	0 0.0%	0 0.0%	0 0.0%	0 0.0%	1 -	1 0.0%
コールマネー利息	14 -	18 ↑ +28.6%	-20 ↓ -211.1%	-28 ↓ -40.0%	-37 ↓ -32.1%	-12 ↑ +67.6%	-9 ↑ +25.0%	-4 ↑ +55.6%	-25 ↓ -525.0%	-59 ↓ -136.0%	348 ↑ +689.8%	253 ↓ -27.3%
借用金利息	141 -	113 ↓ -19.9%	105 ↓ -7.1%	76 ↓ -27.6%	74 ↓ -2.6%	15 ↓ -79.7%	14 ↓ -6.7%	94 ↑ +571.4%	346 ↑ +268.1%	903 ↑ +161.0%	979 ↑ +8.4%	711 ↓ -27.4%
社債利息	539 -	553 ↑ +2.6%	548 ↓ -0.9%	506 ↓ -7.7%	530 ↑ +4.7%	570 ↑ +7.5%	467 ↓ -18.1%	466 ↓ -0.2%	460 ↓ -1.3%	298 ↓ -35.2%	251 ↓ -15.8%	503 ↑ +100.4%
その他の支払利息	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	42 -
役務取引等費用	19,174 -	21,661 ↑ +13.0%	23,092 ↑ +6.6%	26,583 ↑ +15.1%	39,236 ↑ +47.6%	40,305 ↑ +2.7%	35,360 ↓ -12.3%	35,690 ↑ +0.9%	42,730 ↑ +19.7%	53,418 ↑ +25.0%	55,654 ↑ +4.2%	55,156 ↓ -0.9%
支払為替手数料	942 -	1,164 ↑ +23.6%	1,359 ↑ +16.8%	1,466 ↑ +7.9%	1,476 ↑ +0.7%	1,591 ↑ +7.8%	1,773 ↑ +11.4%	1,631 ↓ -8.0%	1,508 ↓ -7.5%	1,808 ↑ +19.9%	1,845 ↑ +2.0%	1,802 ↓ -2.3%
ＡＴＭ設置支払手数料	16,311 -	17,858 ↑ +9.5%	18,693 ↑ +4.7%	20,853 ↑ +11.6%	30,511 ↑ +46.3%	31,013 ↑ +1.6%	28,282 ↓ -8.8%	28,473 ↑ +0.7%	31,688 ↑ +11.3%	31,541 ↓ -0.5%	31,647 ↑ +0.3%	30,603 ↓ -3.3%
ＡＴＭ支払手数料	1,178 -	1,448 ↑ +22.9%	1,527 ↑ +5.5%	2,375 ↑ +55.5%	4,499 ↑ +89.4%	4,886 ↑ +8.6%	2,444 ↓ -50.0%	2,365 ↓ -3.2%	5,663 ↑ +139.5%	10,187 ↑ +79.9%	9,805 ↓ -3.7%	9,129 ↓ -6.9%
クレジットカード業務経費	- -	- -	- -	- -	- -	- -	- -	- -	- -	4,306 -	5,653 ↑ +31.3%	5,722 ↑ +1.2%
電子マネー業務経費	- -	- -	- -	- -	- -	- -	- -	- -	- -	726 -	886 ↑ +22.0%	721 ↓ -18.6%
その他の役務費用	742 -	1,190 ↑ +60.4%	1,511 ↑ +27.0%	1,888 ↑ +25.0%	2,749 ↑ +45.6%	2,813 ↑ +2.3%	2,859 ↑ +1.6%	3,220 ↑ +12.6%	3,870 ↑ +20.2%	4,849 ↑ +25.3%	5,815 ↑ +19.9%	7,176 ↑ +23.4%
その他業務費用	53 -	- -	- -	90 -	116 ↑ +28.9%	- -	- -	- -	- -	- -	7 -	229 ↑ +3171.4%
営業経費	56,419 -	59,757 ↑ +5.9%	60,781 ↑ +1.7%	61,645 ↑ +1.4%	66,070 ↑ +7.2%	62,813 ↓ -4.9%	64,308 ↑ +2.4%	70,371 ↑ +9.4%	79,723 ↑ +13.3%	108,084 ↑ +35.6%	122,166 ↑ +13.0%	125,644 ↑ +2.8%
その他経常費用	95 -	99 ↑ +4.2%	68 ↓ -31.3%	312 ↑ +358.8%	462 ↑ +48.1%	4,922 ↑ +965.4%	1,418 ↓ -71.2%	1,747 ↑ +23.2%	2,790 ↑ +59.7%	4,673 ↑ +67.5%	4,191 ↓ -10.3%	5,485 ↑ +30.9%
貸倒引当金繰入額	- -	18 -	- -	6 -	- -	2 -	63 ↑ +3050.0%	415 ↑ +558.7%	1,017 ↑ +145.1%	2,179 ↑ +114.3%	2,887 ↑ +32.5%	4,316 ↑ +49.5%
その他の経常費用	95 -	81 ↓ -14.7%	68 ↓ -16.0%	306 ↑ +350.0%	462 ↑ +51.0%	4,920 ↑ +964.9%	1,355 ↓ -72.5%	1,332 ↓ -1.7%	1,772 ↑ +33.0%	2,493 ↑ +40.7%	1,304 ↓ -47.7%	1,168 ↓ -10.4%
経常利益又は経常損失（△）	37,038 -	37,167 ↑ +0.3%	36,710 ↓ -1.2%	38,305 ↑ +4.3%	40,714 ↑ +6.3%	39,836 ↓ -2.2%	35,640 ↓ -10.5%	28,255 ↓ -20.7%	28,924 ↑ +2.4%	30,526 ↑ +5.5%	30,289 ↓ -0.8%	30,165 ↓ -0.4%
特別利益	- -	- -	- -	- -	- -	91 -	273 ↑ +200.0%	435 ↑ +59.3%	6 ↓ -98.6%	22,326 ↑ +372000.0%	1,314 ↓ -94.1%	2 ↓ -99.8%
固定資産処分益	- -	- -	- -	- -	- -	91 -	273 ↑ +200.0%	19 ↓ -93.0%	6 ↓ -68.4%	0 ↓ -100.0%	- -	2 -
持分変動利益	- -	- -	- -	- -	- -	- -	- -	415 -	- -	- -	76 -	- -
関係会社株式売却益	- -	- -	- -	- -	- -	- -	- -	- -	- -	785 -	179 ↓ -77.2%	- -
その他	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1,057 -	- -
特別損失	195 -	210 ↑ +7.7%	167 ↓ -20.5%	141 ↓ -15.6%	14,970 ↑ +10517.0%	147 ↓ -99.0%	258 ↑ +75.5%	1,536 ↑ +495.3%	1,507 ↓ -1.9%	7,722 ↑ +412.4%	2,767 ↓ -64.2%	8,701 ↑ +214.5%
固定資産処分損	195 -	210 ↑ +7.7%	167 ↓ -20.5%	141 ↓ -15.6%	139 ↓ -1.4%	147 ↑ +5.8%	258 ↑ +75.5%	773 ↑ +199.6%	252 ↓ -67.4%	549 ↑ +117.9%	742 ↑ +35.2%	245 ↓ -67.0%
減損損失	- -	- -	- -	- -	14,830 -	- -	- -	763 -	1,254 ↑ +64.4%	351 ↓ -72.0%	2,025 ↑ +476.9%	8,456 ↑ +317.6%
税引前当期純利益又は税引前当期純損失（△）	36,842 -	36,956 ↑ +0.3%	36,542 ↓ -1.1%	38,163 ↑ +4.4%	25,744 ↓ -32.5%	39,780 ↑ +54.5%	35,655 ↓ -10.4%	27,154 ↓ -23.8%	27,423 ↑ +1.0%	45,130 ↑ +64.6%	28,836 ↓ -36.1%	21,466 ↓ -25.6%
法人税、住民税及び事業税	13,544 -	12,666 ↓ -6.5%	11,701 ↓ -7.6%	13,302 ↑ +13.7%	13,119 ↓ -1.4%	13,840 ↑ +5.5%	9,867 ↓ -28.7%	8,772 ↓ -11.1%	10,030 ↑ +14.3%	8,503 ↓ -15.2%	8,141 ↓ -4.3%	8,223 ↑ +1.0%
法人税等調整額	79 -	-413 ↓ -622.8%	-272 ↑ +34.1%	-437 ↓ -60.7%	-605 ↓ -38.4%	-164 ↑ +72.9%	51 ↑ +131.1%	-2,300 ↓ -4609.8%	-1,167 ↑ +49.3%	4,667 ↑ +499.9%	2,425 ↓ -48.0%	-297 ↓ -112.2%
法人税等	13,624 -	12,252 ↓ -10.1%	11,429 ↓ -6.7%	12,864 ↑ +12.6%	12,513 ↓ -2.7%	13,675 ↑ +9.3%	9,918 ↓ -27.5%	6,471 ↓ -34.8%	8,863 ↑ +37.0%	13,170 ↑ +48.6%	10,567 ↓ -19.8%	7,926 ↓ -25.0%
当期純利益又は当期純損失（△）	23,218 -	24,703 ↑ +6.4%	25,113 ↑ +1.7%	25,298 ↑ +0.7%	13,230 ↓ -47.7%	26,105 ↑ +97.3%	25,737 ↓ -1.4%	20,682 ↓ -19.6%	18,560 ↓ -10.3%	31,959 ↑ +72.2%	18,268 ↓ -42.8%	13,539 ↓ -25.9%
非支配株主に帰属する当期純利益又は非支配株主に帰属する当期純損失（△）	-2 -	-13 ↓ -550.0%	-1 ↑ +92.3%	-3 ↓ -200.0%	-5 ↓ -66.7%	-57 ↓ -1040.0%	-168 ↓ -194.7%	-144 ↑ +14.3%	-294 ↓ -104.2%	-11 ↑ +96.3%	47 ↑ +527.3%	62 ↑ +31.9%
親会社株主に帰属する当期純利益又は親会社株主に帰属する当期純損失（△）	23,220 -	24,716 ↑ +6.4%	25,114 ↑ +1.6%	25,301 ↑ +0.7%	13,236 ↓ -47.7%	26,162 ↑ +97.7%	25,905 ↓ -1.0%	20,827 ↓ -19.6%	18,854 ↓ -9.5%	31,970 ↑ +69.6%	18,221 ↓ -43.0%	13,476 ↓ -26.0%

2015年2016年2017年2018年2019年2020年2021年2022年2023年2024年2025年2026年

経常収益

114,036

119,939

↑ +5.2%

121,608

↑ +1.4%

127,656

↑ +5.0%

147,288

↑ +15.4%

148,553

↑ +0.9%

137,267

↓ -7.6%

136,667

↓ -0.4%

154,984

↑ +13.4%

197,877

↑ +27.7%

214,408

↑ +8.4%

220,025

↑ +2.6%

資金運用収益

1,372

2,274

↑ +65.7%

2,848

↑ +25.2%

3,391

↑ +19.1%

3,529

↑ +4.1%

3,569

↑ +1.1%

3,609

↑ +1.1%

4,032

↑ +11.7%

4,932

↑ +22.3%

8,158

↑ +65.4%

11,089

↑ +35.9%

15,866

↑ +43.1%

貸出金利息

1,157

2,078

↑ +79.6%

2,704

↑ +30.1%

3,271

↑ +21.0%

3,419

↑ +4.5%

3,451

↑ +0.9%

3,475

↑ +0.7%

3,890

↑ +11.9%

4,669

↑ +20.0%

7,453

↑ +59.6%

9,672

↑ +29.8%

12,473

↑ +29.0%

有価証券利息配当金

150

↓ -61.3%

↓ -55.2%

↓ -30.8%

↑ +16.7%

↑ +23.8%

↑ +11.5%

↑ +17.2%

↑ +150.0%

147

↑ +72.9%

359

↑ +144.2%

1,231

↑ +242.9%

コールローン利息

↓ -5.4%

↓ -94.3%

↓ -50.0%

↓ -100.0%

0.0%

↑ +400.0%

↑ +680.0%

↑ +25.6%

↑ +57.1%

166

↑ +115.6%

預け金利息

102

↑ +277.8%

115

↑ +12.7%

100

↓ -13.0%

↑ +3.4%

102

↑ +13.3%

102

0.0%

137

↑ +34.3%

508

↑ +270.8%

980

↑ +92.9%

1,995

↑ +103.6%

役務取引等収益

112,274

117,265

↑ +4.4%

118,226

↑ +0.8%

123,507

↑ +4.5%

142,614

↑ +15.5%

144,280

↑ +1.2%

131,709

↓ -8.7%

131,320

↓ -0.3%

147,718

↑ +12.5%

186,235

↑ +26.1%

197,895

↑ +6.3%

200,981

↑ +1.6%

受入為替手数料

1,664

2,039

↑ +22.5%

2,358

↑ +15.6%

2,582

↑ +9.5%

2,750

↑ +6.5%

3,062

↑ +11.3%

3,438

↑ +12.3%

3,362

↓ -2.2%

3,312

↓ -1.5%

3,744

↑ +13.0%

3,913

↑ +4.5%

3,922

↑ +0.2%

ＡＴＭ受入手数料

107,213

111,619

↑ +4.1%

112,051

↑ +0.4%

116,854

↑ +4.3%

135,324

↑ +15.8%

136,486

↑ +0.9%

123,501

↓ -9.5%

121,731

↓ -1.4%

135,122

↑ +11.0%

149,446

↑ +10.6%

156,400

↑ +4.7%

159,240

↑ +1.8%

クレジットカード営業収入

10,058

12,165

↑ +20.9%

11,774

↓ -3.2%

電子マネー営業収入

10,201

12,010

↑ +17.7%

10,886

↓ -9.4%

その他の役務収益

3,396

3,606

↑ +6.2%

3,815

↑ +5.8%

4,070

↑ +6.7%

4,538

↑ +11.5%

4,730

↑ +4.2%

4,769

↑ +0.8%

6,225

↑ +30.5%

9,283

↑ +49.1%

12,783

↑ +37.7%

13,406

↑ +4.9%

15,157

↑ +13.1%

その他業務収益

161

193

↑ +19.9%

249

↑ +29.0%

279

↑ +12.0%

275

↓ -1.4%

281

↑ +2.2%

201

↓ -28.5%

390

↑ +94.0%

488

↑ +25.1%

309

↓ -36.7%

264

↓ -14.6%

146

↓ -44.7%

その他経常収益

227

206

↓ -9.3%

283

↑ +37.4%

477

↑ +68.6%

869

↑ +82.2%

422

↓ -51.4%

1,746

↑ +313.7%

924

↓ -47.1%

1,845

↑ +99.7%

3,174

↑ +72.0%

5,158

↑ +62.5%

3,031

↓ -41.2%

その他の経常収益

217

206

↓ -5.1%

248

↑ +20.4%

477

↑ +92.3%

856

↑ +79.5%

422

↓ -50.7%

1,746

↑ +313.7%

924

↓ -47.1%

1,845

↑ +99.7%

3,174

↑ +72.0%

5,158

↑ +62.5%

3,031

↓ -41.2%

経常費用

76,997

82,772

↑ +7.5%

84,897

↑ +2.6%

89,350

↑ +5.2%

106,574

↑ +19.3%

108,716

↑ +2.0%

101,626

↓ -6.5%

108,412

↑ +6.7%

126,059

↑ +16.3%

167,351

↑ +32.8%

184,118

↑ +10.0%

189,860

↑ +3.1%

資金調達費用

1,254

1,253

↓ -0.1%

954

↓ -23.9%

718

↓ -24.7%

686

↓ -4.5%

674

↓ -1.7%

539

↓ -20.0%

602

↑ +11.7%

815

↑ +35.4%

1,174

↑ +44.0%

2,098

↑ +78.7%

3,344

↑ +59.4%

預金利息

545

565

↑ +3.7%

320

↓ -43.4%

163

↓ -49.1%

119

↓ -27.0%

↓ -16.8%

↓ -32.3%

↓ -32.8%

↓ -26.7%

↓ -3.0%

517

↑ +1515.6%

1,833

↑ +254.5%

譲渡性預金利息

↓ -84.6%

↓ -100.0%

0.0%

コールマネー利息

↑ +28.6%

-20

↓ -211.1%

-28

↓ -40.0%

-37

↓ -32.1%

-12

↑ +67.6%

-9

↑ +25.0%

-4

↑ +55.6%

-25

↓ -525.0%

-59

↓ -136.0%

348

↑ +689.8%

253

↓ -27.3%

借用金利息

141

113

↓ -19.9%

105

↓ -7.1%

↓ -27.6%

↓ -2.6%

↓ -79.7%

↓ -6.7%

↑ +571.4%

346

↑ +268.1%

903

↑ +161.0%

979

↑ +8.4%

711

↓ -27.4%

社債利息

539

553

↑ +2.6%

548

↓ -0.9%

506

↓ -7.7%

530

↑ +4.7%

570

↑ +7.5%

467

↓ -18.1%

466

↓ -0.2%

460

↓ -1.3%

298

↓ -35.2%

251

↓ -15.8%

503

↑ +100.4%

その他の支払利息

役務取引等費用

19,174

21,661

↑ +13.0%

23,092

↑ +6.6%

26,583

↑ +15.1%

39,236

↑ +47.6%

40,305

↑ +2.7%

35,360

↓ -12.3%

35,690

↑ +0.9%

42,730

↑ +19.7%

53,418

↑ +25.0%

55,654

↑ +4.2%

55,156

↓ -0.9%

支払為替手数料

942

1,164

↑ +23.6%

1,359

↑ +16.8%

1,466

↑ +7.9%

1,476

↑ +0.7%

1,591

↑ +7.8%

1,773

↑ +11.4%

1,631

↓ -8.0%

1,508

↓ -7.5%

1,808

↑ +19.9%

1,845

↑ +2.0%

1,802

↓ -2.3%

ＡＴＭ設置支払手数料

16,311

17,858

↑ +9.5%

18,693

↑ +4.7%

20,853

↑ +11.6%

30,511

↑ +46.3%

31,013

↑ +1.6%

28,282

↓ -8.8%

28,473

↑ +0.7%

31,688

↑ +11.3%

31,541

↓ -0.5%

31,647

↑ +0.3%

30,603

↓ -3.3%

ＡＴＭ支払手数料

1,178

1,448

↑ +22.9%

1,527

↑ +5.5%

2,375

↑ +55.5%

4,499

↑ +89.4%

4,886

↑ +8.6%

2,444

↓ -50.0%

2,365

↓ -3.2%

5,663

↑ +139.5%

10,187

↑ +79.9%

9,805

↓ -3.7%

9,129

↓ -6.9%

クレジットカード業務経費

4,306

5,653

↑ +31.3%

5,722

↑ +1.2%

電子マネー業務経費

726

886

↑ +22.0%

721

↓ -18.6%

その他の役務費用

742

1,190

↑ +60.4%

1,511

↑ +27.0%

1,888

↑ +25.0%

2,749

↑ +45.6%

2,813

↑ +2.3%

2,859

↑ +1.6%

3,220

↑ +12.6%

3,870

↑ +20.2%

4,849

↑ +25.3%

5,815

↑ +19.9%

7,176

↑ +23.4%

その他業務費用

116

↑ +28.9%

229

↑ +3171.4%

営業経費

56,419

59,757

↑ +5.9%

60,781

↑ +1.7%

61,645

↑ +1.4%

66,070

↑ +7.2%

62,813

↓ -4.9%

64,308

↑ +2.4%

70,371

↑ +9.4%

79,723

↑ +13.3%

108,084

↑ +35.6%

122,166

↑ +13.0%

125,644

↑ +2.8%

その他経常費用

↑ +4.2%

↓ -31.3%

312

↑ +358.8%

462

↑ +48.1%

4,922

↑ +965.4%

1,418

↓ -71.2%

1,747

↑ +23.2%

2,790

↑ +59.7%

4,673

↑ +67.5%

4,191

↓ -10.3%

5,485

↑ +30.9%

貸倒引当金繰入額

↑ +3050.0%

415

↑ +558.7%

1,017

↑ +145.1%

2,179

↑ +114.3%

2,887

↑ +32.5%

4,316

↑ +49.5%

その他の経常費用

↓ -14.7%

↓ -16.0%

306

↑ +350.0%

462

↑ +51.0%

4,920

↑ +964.9%

1,355

↓ -72.5%

1,332

↓ -1.7%

1,772

↑ +33.0%

2,493

↑ +40.7%

1,304

↓ -47.7%

1,168

↓ -10.4%

経常利益又は経常損失（△）

37,038

37,167

↑ +0.3%

36,710

↓ -1.2%

38,305

↑ +4.3%

40,714

↑ +6.3%

39,836

↓ -2.2%

35,640

↓ -10.5%

28,255

↓ -20.7%

28,924

↑ +2.4%

30,526

↑ +5.5%

30,289

↓ -0.8%

30,165

↓ -0.4%

特別利益

273

↑ +200.0%

435

↑ +59.3%

↓ -98.6%

22,326

↑ +372000.0%

1,314

↓ -94.1%

↓ -99.8%

固定資産処分益

273

↑ +200.0%

↓ -93.0%

↓ -68.4%

↓ -100.0%

持分変動利益

415

関係会社株式売却益

785

179

↓ -77.2%

その他

1,057

特別損失

195

210

↑ +7.7%

167

↓ -20.5%

141

↓ -15.6%

14,970

↑ +10517.0%

147

↓ -99.0%

258

↑ +75.5%

1,536

↑ +495.3%

1,507

↓ -1.9%

7,722

↑ +412.4%

2,767

↓ -64.2%

8,701

↑ +214.5%

固定資産処分損

195

210

↑ +7.7%

167

↓ -20.5%

141

↓ -15.6%

139

↓ -1.4%

147

↑ +5.8%

258

↑ +75.5%

773

↑ +199.6%

252

↓ -67.4%

549

↑ +117.9%

742

↑ +35.2%

245

↓ -67.0%

減損損失

14,830

763

1,254

↑ +64.4%

351

↓ -72.0%

2,025

↑ +476.9%

8,456

↑ +317.6%

税引前当期純利益又は税引前当期純損失（△）

36,842

36,956

↑ +0.3%

36,542

↓ -1.1%

38,163

↑ +4.4%

25,744

↓ -32.5%

39,780

↑ +54.5%

35,655

↓ -10.4%

27,154

↓ -23.8%

27,423

↑ +1.0%

45,130

↑ +64.6%

28,836

↓ -36.1%

21,466

↓ -25.6%

法人税、住民税及び事業税

13,544

12,666

↓ -6.5%

11,701

↓ -7.6%

13,302

↑ +13.7%

13,119

↓ -1.4%

13,840

↑ +5.5%

9,867

↓ -28.7%

8,772

↓ -11.1%

10,030

↑ +14.3%

8,503

↓ -15.2%

8,141

↓ -4.3%

8,223

↑ +1.0%

法人税等調整額

-413

↓ -622.8%

-272

↑ +34.1%

-437

↓ -60.7%

-605

↓ -38.4%

-164

↑ +72.9%

↑ +131.1%

-2,300

↓ -4609.8%

-1,167

↑ +49.3%

4,667

↑ +499.9%

2,425

↓ -48.0%

-297

↓ -112.2%

法人税等

13,624

12,252

↓ -10.1%

11,429

↓ -6.7%

12,864

↑ +12.6%

12,513

↓ -2.7%

13,675

↑ +9.3%

9,918

↓ -27.5%

6,471

↓ -34.8%

8,863

↑ +37.0%

13,170

↑ +48.6%

10,567

↓ -19.8%

7,926

↓ -25.0%

当期純利益又は当期純損失（△）

23,218

24,703

↑ +6.4%

25,113

↑ +1.7%

25,298

↑ +0.7%

13,230

↓ -47.7%

26,105

↑ +97.3%

25,737

↓ -1.4%

20,682

↓ -19.6%

18,560

↓ -10.3%

31,959

↑ +72.2%

18,268

↓ -42.8%

13,539

↓ -25.9%

非支配株主に帰属する当期純利益又は非支配株主に帰属する当期純損失（△）

-2

-13

↓ -550.0%

-1

↑ +92.3%

-3

↓ -200.0%

-5

↓ -66.7%

-57

↓ -1040.0%

-168

↓ -194.7%

-144

↑ +14.3%

-294

↓ -104.2%

-11

↑ +96.3%

↑ +527.3%

↑ +31.9%

親会社株主に帰属する当期純利益又は親会社株主に帰属する当期純損失（△）

23,220

24,716

↑ +6.4%

25,114

↑ +1.6%

25,301

↑ +0.7%

13,236

↓ -47.7%

26,162

↑ +97.7%

25,905

↓ -1.0%

20,827

↓ -19.6%

18,854

↓ -9.5%

31,970

↑ +69.6%

18,221

↓ -43.0%

13,476

↓ -26.0%

サマリー表示(単位: 百万円)

勘定科目	2014年	2015年	2016年	2017年	2018年	2019年	2020年	2021年	2022年	2023年	2024年	2025年	2026年
資産の部
現金預け金	- -	600,859 -	645,838 ↑ +7.5%	694,588 ↑ +7.5%	710,369 ↑ +2.3%	780,650 ↑ +9.9%	848,446 ↑ +8.7%	937,945 ↑ +10.5%	931,404 ↓ -0.7%	952,027 ↑ +2.2%	988,932 ↑ +3.9%	892,852 ↓ -9.7%	896,249 ↑ +0.4%
有価証券	- -	71,853 -	66,797 ↓ -7.0%	77,866 ↑ +16.6%	61,939 ↓ -20.5%	85,639 ↑ +38.3%	70,911 ↓ -17.2%	78,154 ↑ +10.2%	89,945 ↑ +15.1%	99,651 ↑ +10.8%	118,077 ↑ +18.5%	120,702 ↑ +2.2%	167,855 ↑ +39.1%
貸出金	- -	10,406 -	16,208 ↑ +55.8%	19,829 ↑ +22.3%	22,715 ↑ +14.6%	22,688 ↓ -0.1%	23,283 ↑ +2.6%	24,329 ↑ +4.5%	28,056 ↑ +15.3%	35,111 ↑ +25.1%	56,289 ↑ +60.3%	72,257 ↑ +28.4%	90,843 ↑ +25.7%
外国為替	- -	- -	- -	- -	0 -	0 0.0%	0 0.0%	0 0.0%	0 0.0%	0 0.0%	0 0.0%	0 0.0%	0 0.0%
ＡＴＭ仮払金	- -	81,617 -	83,407 ↑ +2.2%	89,286 ↑ +7.0%	146,977 ↑ +64.6%	194,910 ↑ +32.6%	81,965 ↓ -57.9%	83,681 ↑ +2.1%	84,461 ↑ +0.9%	98,296 ↑ +16.4%	205,420 ↑ +109.0%	102,749 ↓ -50.0%	99,664 ↓ -3.0%
会員未収金	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	134,340 -	128,458 ↓ -4.4%	126,146 ↓ -1.8%
その他資産	- -	10,411 -	11,961 ↑ +14.9%	15,064 ↑ +25.9%	18,537 ↑ +23.1%	15,074 ↓ -18.7%	16,365 ↑ +8.6%	17,442 ↑ +6.6%	24,062 ↑ +38.0%	30,273 ↑ +25.8%	76,038 ↑ +151.2%	77,733 ↑ +2.2%	73,291 ↓ -5.7%
有形固定資産	- -	31,673 -	30,890 ↓ -2.5%	25,740 ↓ -16.7%	24,798 ↓ -3.7%	15,155 ↓ -38.9%	13,985 ↓ -7.7%	19,218 ↑ +37.4%	26,571 ↑ +38.3%	30,256 ↑ +13.9%	39,150 ↑ +29.4%	50,247 ↑ +28.3%	45,812 ↓ -8.8%
建物（純額）	- -	1,671 -	1,741 ↑ +4.2%	1,724 ↓ -1.0%	1,691 ↓ -1.9%	1,669 ↓ -1.3%	1,630 ↓ -2.3%	1,690 ↑ +3.7%	1,784 ↑ +5.6%	1,804 ↑ +1.1%	1,970 ↑ +9.2%	2,328 ↑ +18.2%	2,237 ↓ -3.9%
ＡＴＭ	- -	- -	- -	- -	- -	- -	- -	- -	- -	24,281 -	32,302 ↑ +33.0%	41,584 ↑ +28.7%	33,795 ↓ -18.7%
その他（純額）	- -	3,911 -	3,656 ↓ -6.5%	4,148 ↑ +13.5%	3,301 ↓ -20.4%	2,424 ↓ -26.6%	3,312 ↑ +36.6%	3,185 ↓ -3.8%	3,839 ↑ +20.5%	4,170 ↑ +8.6%	4,877 ↑ +17.0%	6,334 ↑ +29.9%	9,778 ↑ +54.4%
無形固定資産	- -	35,625 -	34,356 ↓ -3.6%	34,473 ↑ +0.3%	35,958 ↑ +4.3%	26,655 ↓ -25.9%	29,665 ↑ +11.3%	34,857 ↑ +17.5%	33,593 ↓ -3.6%	34,350 ↑ +2.3%	46,795 ↑ +36.2%	50,046 ↑ +6.9%	44,402 ↓ -11.3%
ソフトウエア	- -	18,579 -	18,626 ↑ +0.3%	19,424 ↑ +4.3%	16,873 ↓ -13.1%	20,708 ↑ +22.7%	20,930 ↑ +1.1%	26,215 ↑ +25.3%	28,605 ↑ +9.1%	27,342 ↓ -4.4%	36,530 ↑ +33.6%	41,521 ↑ +13.7%	38,999 ↓ -6.1%
その他	- -	17,046 -	15,730 ↓ -7.7%	15,049 ↓ -4.3%	19,084 ↑ +26.8%	5,946 ↓ -68.8%	8,734 ↑ +46.9%	8,642 ↓ -1.1%	4,988 ↓ -42.3%	7,007 ↑ +40.5%	10,264 ↑ +46.5%	8,524 ↓ -17.0%	5,403 ↓ -36.6%
退職給付に係る資産	- -	60 -	68 ↑ +13.3%	183 ↑ +169.1%	264 ↑ +44.3%	444 ↑ +68.2%	378 ↓ -14.9%	909 ↑ +140.5%	1,051 ↑ +15.6%	1,113 ↑ +5.9%	2,615 ↑ +135.0%	2,969 ↑ +13.5%	4,709 ↑ +58.6%
繰延税金資産	- -	- -	- -	- -	- -	732 -	909 ↑ +24.2%	707 ↓ -22.2%	2,979 ↑ +321.4%	4,712 ↑ +58.2%	4,751 ↑ +0.8%	2,639 ↓ -44.5%	2,473 ↓ -6.3%
貸倒引当金	- -	-46 -	-65 ↓ -41.3%	-30 ↑ +53.8%	-36 ↓ -20.0%	-23 ↑ +36.1%	-25 ↓ -8.7%	-88 ↓ -252.0%	-504 ↓ -472.7%	-1,521 ↓ -201.8%	-4,593 ↓ -202.0%	-4,679 ↓ -1.9%	-5,705 ↓ -21.9%
資産	- -	856,415 -	915,385 ↑ +6.9%	957,792 ↑ +4.6%	1,022,485 ↑ +6.8%	1,141,926 ↑ +11.7%	1,085,885 ↓ -4.9%	1,197,158 ↑ +10.2%	1,221,623 ↑ +2.0%	1,312,273 ↑ +7.4%	1,717,818 ↑ +30.9%	1,495,977 ↓ -12.9%	1,545,743 ↑ +3.3%
負債の部
預金	- -	501,413 -	546,981 ↑ +9.1%	571,510 ↑ +4.5%	622,406 ↑ +8.9%	678,664 ↑ +9.0%	683,760 ↑ +0.8%	782,658 ↑ +14.5%	789,937 ↑ +0.9%	820,758 ↑ +3.9%	914,768 ↑ +11.5%	841,344 ↓ -8.0%	875,261 ↑ +4.0%
譲渡性預金	- -	760 -	800 ↑ +5.3%	800 0.0%	800 0.0%	810 ↑ +1.3%	800 ↓ -1.2%	750 ↓ -6.3%	750 0.0%	750 0.0%	650 ↓ -13.3%	800 ↑ +23.1%	300 ↓ -62.5%
コールマネー	- -	- -	- -	10,000 -	- -	- -	- -	- -	- -	50,000 -	110,000 ↑ +120.0%	35,000 ↓ -68.2%	- -
借用金	- -	16,000 -	15,022 ↓ -6.1%	10,000 ↓ -33.4%	10,000 0.0%	10,000 0.0%	196 ↓ -98.0%	591 ↑ +201.5%	1,936 ↑ +227.6%	9,958 ↑ +414.4%	19,052 ↑ +91.3%	13,343 ↓ -30.0%	13,598 ↑ +1.9%
社債	- -	110,000 -	110,000 0.0%	110,000 0.0%	95,000 ↓ -13.6%	135,000 ↑ +42.1%	105,000 ↓ -22.2%	105,000 0.0%	105,000 0.0%	85,000 ↓ -19.0%	65,000 ↓ -23.5%	50,000 ↓ -23.1%	100,000 ↑ +100.0%
ＡＴＭ仮受金	- -	37,857 -	37,830 ↓ -0.1%	37,763 ↓ -0.2%	59,032 ↑ +56.3%	80,853 ↑ +37.0%	45,052 ↓ -44.3%	47,046 ↑ +4.4%	49,233 ↑ +4.6%	54,773 ↑ +11.3%	118,566 ↑ +116.5%	71,228 ↓ -39.9%	68,319 ↓ -4.1%
クレジットカード事業未払金	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	42,429 -	40,738 ↓ -4.0%	39,155 ↓ -3.9%
電子マネー預り金	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	70,899 -	62,660 ↓ -11.6%	59,186 ↓ -5.5%
その他負債	- -	17,890 -	17,807 ↓ -0.5%	16,992 ↓ -4.6%	21,769 ↑ +28.1%	22,816 ↑ +4.8%	27,288 ↑ +19.6%	25,098 ↓ -8.0%	29,071 ↑ +15.8%	35,282 ↑ +21.4%	97,177 ↑ +175.4%	96,103 ↓ -1.1%	100,759 ↑ +4.8%
賞与引当金	- -	449 -	458 ↑ +2.0%	471 ↑ +2.8%	457 ↓ -3.0%	537 ↑ +17.5%	573 ↑ +6.7%	610 ↑ +6.5%	789 ↑ +29.3%	826 ↑ +4.7%	1,032 ↑ +24.9%	1,063 ↑ +3.0%	1,418 ↑ +33.4%
退職給付に係る負債	- -	0 -	0 0.0%	1 -	2 ↑ +100.0%	2 0.0%	3 ↑ +50.0%	6 ↑ +100.0%	13 ↑ +116.7%	15 ↑ +15.4%	25 ↑ +66.7%	35 ↑ +40.0%	44 ↑ +25.7%
役員退職慰労引当金	- -	- -	- -	- -	2 -	5 ↑ +150.0%	4 ↓ -20.0%	- -	- -	- -	29 -	9 ↓ -69.0%	- -
株式給付引当金	- -	- -	- -	- -	102 -	166 ↑ +62.7%	236 ↑ +42.2%	634 ↑ +168.6%	774 ↑ +22.1%	631 ↓ -18.5%	812 ↑ +28.7%	983 ↑ +21.1%	1,084 ↑ +10.3%
繰延税金負債	- -	- -	- -	- -	- -	179 -	137 ↓ -23.5%	87 ↓ -36.5%	3 ↓ -96.6%	34 ↑ +1033.3%	99 ↑ +191.2%	177 ↑ +78.8%	350 ↑ +97.7%
負債	- -	686,525 -	730,590 ↑ +6.4%	758,710 ↑ +3.8%	810,458 ↑ +6.8%	929,036 ↑ +14.6%	863,051 ↓ -7.1%	962,482 ↑ +11.5%	977,509 ↑ +1.6%	1,058,031 ↑ +8.2%	1,441,962 ↑ +36.3%	1,213,488 ↓ -15.8%	1,259,477 ↑ +3.8%
純資産の部
資本金	- -	30,514 -	30,514 0.0%	30,572 ↑ +0.2%	30,572 0.0%	30,679 ↑ +0.3%	30,702 ↑ +0.1%	30,724 ↑ +0.1%	30,724 0.0%	30,724 0.0%	30,724 0.0%	30,724 0.0%	30,724 0.0%
資本剰余金	- -	30,514 -	30,496 ↓ -0.1%	30,554 ↑ +0.2%	30,554 0.0%	30,661 ↑ +0.4%	30,757 ↑ +0.3%	30,724 ↓ -0.1%	30,764 ↑ +0.1%	30,864 ↑ +0.3%	30,850 ↓ -0.0%	31,071 ↑ +0.7%	32,068 ↑ +3.2%
利益剰余金	- -	102,511 -	117,402 ↑ +14.5%	132,093 ↑ +12.5%	146,075 ↑ +10.6%	147,094 ↑ +0.7%	155,760 ↑ +5.9%	168,694 ↑ +8.3%	176,549 ↑ +4.7%	182,431 ↑ +3.3%	201,836 ↑ +10.6%	207,126 ↑ +2.6%	208,740 ↑ +0.8%
自己株式	- -	0 -	0 0.0%	0 0.0%	-380 -	-352 ↑ +7.4%	-338 ↑ +4.0%	-1,081 ↓ -219.8%	-1,173 ↓ -8.5%	-900 ↑ +23.3%	-2,744 ↓ -204.9%	-2,738 ↑ +0.2%	-3,089 ↓ -12.8%
株主資本	- -	163,539 -	178,412 ↑ +9.1%	193,221 ↑ +8.3%	206,823 ↑ +7.0%	208,083 ↑ +0.6%	216,882 ↑ +4.2%	229,061 ↑ +5.6%	236,864 ↑ +3.4%	243,120 ↑ +2.6%	260,666 ↑ +7.2%	266,184 ↑ +2.1%	268,443 ↑ +0.8%
その他有価証券評価差額金	- -	360 -	343 ↓ -4.7%	217 ↓ -36.7%	244 ↑ +12.4%	492 ↑ +101.6%	499 ↑ +1.4%	440 ↓ -11.8%	606 ↑ +37.7%	500 ↓ -17.5%	607 ↑ +21.4%	85 ↓ -86.0%	564 ↑ +563.5%
為替換算調整勘定	- -	5,500 -	5,462 ↓ -0.7%	5,012 ↓ -8.2%	4,308 ↓ -14.0%	3,798 ↓ -11.8%	3,767 ↓ -0.8%	3,407 ↓ -9.6%	4,714 ↑ +38.4%	6,783 ↑ +43.9%	8,574 ↑ +26.4%	10,245 ↑ +19.5%	9,852 ↓ -3.8%
退職給付に係る調整累計額	- -	13 -	6 ↓ -53.8%	73 ↑ +1116.7%	98 ↑ +34.2%	182 ↑ +85.7%	62 ↓ -65.9%	359 ↑ +479.0%	320 ↓ -10.9%	226 ↓ -29.4%	688 ↑ +204.4%	685 ↓ -0.4%	1,630 ↑ +138.0%
評価・換算差額等	- -	5,874 -	5,812 ↓ -1.1%	5,303 ↓ -8.8%	4,651 ↓ -12.3%	4,473 ↓ -3.8%	4,329 ↓ -3.2%	4,207 ↓ -2.8%	5,641 ↑ +34.1%	7,510 ↑ +33.1%	9,870 ↑ +31.4%	11,016 ↑ +11.6%	12,047 ↑ +9.4%
新株予約権	- -	449 -	545 ↑ +21.4%	533 ↓ -2.2%	533 0.0%	320 ↓ -40.0%	274 ↓ -14.4%	- -	- -	- -	12 -	32 ↑ +166.7%	8 ↓ -75.0%
非支配株主持分	- -	26 -	24 ↓ -7.7%	22 ↓ -8.3%	18 ↓ -18.2%	11 ↓ -38.9%	1,346 ↑ +12136.4%	1,407 ↑ +4.5%	1,606 ↑ +14.1%	3,611 ↑ +124.8%	5,306 ↑ +46.9%	5,255 ↓ -1.0%	5,766 ↑ +9.7%
純資産	153,408 -	169,890 ↑ +10.7%	184,794 ↑ +8.8%	199,081 ↑ +7.7%	212,027 ↑ +6.5%	212,890 ↑ +0.4%	222,833 ↑ +4.7%	234,676 ↑ +5.3%	244,113 ↑ +4.0%	254,242 ↑ +4.1%	275,856 ↑ +8.5%	282,489 ↑ +2.4%	286,265 ↑ +1.3%
負債純資産	- -	856,415 -	915,385 ↑ +6.9%	957,792 ↑ +4.6%	1,022,485 ↑ +6.8%	1,141,926 ↑ +11.7%	1,085,885 ↓ -4.9%	1,197,158 ↑ +10.2%	1,221,623 ↑ +2.0%	1,312,273 ↑ +7.4%	1,717,818 ↑ +30.9%	1,495,977 ↓ -12.9%	1,545,743 ↑ +3.3%

2014年2015年2016年2017年2018年2019年2020年2021年2022年2023年2024年2025年2026年

資産の部

現金預け金

600,859

645,838

↑ +7.5%

694,588

↑ +7.5%

710,369

↑ +2.3%

780,650

↑ +9.9%

848,446

↑ +8.7%

937,945

↑ +10.5%

931,404

↓ -0.7%

952,027

↑ +2.2%

988,932

↑ +3.9%

892,852

↓ -9.7%

896,249

↑ +0.4%

有価証券

71,853

66,797

↓ -7.0%

77,866

↑ +16.6%

61,939

↓ -20.5%

85,639

↑ +38.3%

70,911

↓ -17.2%

78,154

↑ +10.2%

89,945

↑ +15.1%

99,651

↑ +10.8%

118,077

↑ +18.5%

120,702

↑ +2.2%

167,855

↑ +39.1%

貸出金

10,406

16,208

↑ +55.8%

19,829

↑ +22.3%

22,715

↑ +14.6%

22,688

↓ -0.1%

23,283

↑ +2.6%

24,329

↑ +4.5%

28,056

↑ +15.3%

35,111

↑ +25.1%

56,289

↑ +60.3%

72,257

↑ +28.4%

90,843

↑ +25.7%

外国為替

0.0%

ＡＴＭ仮払金

81,617

83,407

↑ +2.2%

89,286

↑ +7.0%

146,977

↑ +64.6%

194,910

↑ +32.6%

81,965

↓ -57.9%

83,681

↑ +2.1%

84,461

↑ +0.9%

98,296

↑ +16.4%

205,420

↑ +109.0%

102,749

↓ -50.0%

99,664

↓ -3.0%

会員未収金

134,340

128,458

↓ -4.4%

126,146

↓ -1.8%

その他資産

10,411

11,961

↑ +14.9%

15,064

↑ +25.9%

18,537

↑ +23.1%

15,074

↓ -18.7%

16,365

↑ +8.6%

17,442

↑ +6.6%

24,062

↑ +38.0%

30,273

↑ +25.8%

76,038

↑ +151.2%

77,733

↑ +2.2%

73,291

↓ -5.7%

有形固定資産

31,673

30,890

↓ -2.5%

25,740

↓ -16.7%

24,798

↓ -3.7%

15,155

↓ -38.9%

13,985

↓ -7.7%

19,218

↑ +37.4%

26,571

↑ +38.3%

30,256

↑ +13.9%

39,150

↑ +29.4%

50,247

↑ +28.3%

45,812

↓ -8.8%

建物（純額）

1,671

1,741

↑ +4.2%

1,724

↓ -1.0%

1,691

↓ -1.9%

1,669

↓ -1.3%

1,630

↓ -2.3%

1,690

↑ +3.7%

1,784

↑ +5.6%

1,804

↑ +1.1%

1,970

↑ +9.2%

2,328

↑ +18.2%

2,237

↓ -3.9%

ＡＴＭ

24,281

32,302

↑ +33.0%

41,584

↑ +28.7%

33,795

↓ -18.7%

その他（純額）

3,911

3,656

↓ -6.5%

4,148

↑ +13.5%

3,301

↓ -20.4%

2,424

↓ -26.6%

3,312

↑ +36.6%

3,185

↓ -3.8%

3,839

↑ +20.5%

4,170

↑ +8.6%

4,877

↑ +17.0%

6,334

↑ +29.9%

9,778

↑ +54.4%

無形固定資産

35,625

34,356

↓ -3.6%

34,473

↑ +0.3%

35,958

↑ +4.3%

26,655

↓ -25.9%

29,665

↑ +11.3%

34,857

↑ +17.5%

33,593

↓ -3.6%

34,350

↑ +2.3%

46,795

↑ +36.2%

50,046

↑ +6.9%

44,402

↓ -11.3%

ソフトウエア

18,579

18,626

↑ +0.3%

19,424

↑ +4.3%

16,873

↓ -13.1%

20,708

↑ +22.7%

20,930

↑ +1.1%

26,215

↑ +25.3%

28,605

↑ +9.1%

27,342

↓ -4.4%

36,530

↑ +33.6%

41,521

↑ +13.7%

38,999

↓ -6.1%

その他

17,046

15,730

↓ -7.7%

15,049

↓ -4.3%

19,084

↑ +26.8%

5,946

↓ -68.8%

8,734

↑ +46.9%

8,642

↓ -1.1%

4,988

↓ -42.3%

7,007

↑ +40.5%

10,264

↑ +46.5%

8,524

↓ -17.0%

5,403

↓ -36.6%

退職給付に係る資産

↑ +13.3%

183

↑ +169.1%

264

↑ +44.3%

444

↑ +68.2%

378

↓ -14.9%

909

↑ +140.5%

1,051

↑ +15.6%

1,113

↑ +5.9%

2,615

↑ +135.0%

2,969

↑ +13.5%

4,709

↑ +58.6%

繰延税金資産

732

909

↑ +24.2%

707

↓ -22.2%

2,979

↑ +321.4%

4,712

↑ +58.2%

4,751

↑ +0.8%

2,639

↓ -44.5%

2,473

↓ -6.3%

貸倒引当金

-46

-65

↓ -41.3%

-30

↑ +53.8%

-36

↓ -20.0%

-23

↑ +36.1%

-25

↓ -8.7%

-88

↓ -252.0%

-504

↓ -472.7%

-1,521

↓ -201.8%

-4,593

↓ -202.0%

-4,679

↓ -1.9%

-5,705

↓ -21.9%

資産

856,415

915,385

↑ +6.9%

957,792

↑ +4.6%

1,022,485

↑ +6.8%

1,141,926

↑ +11.7%

1,085,885

↓ -4.9%

1,197,158

↑ +10.2%

1,221,623

↑ +2.0%

1,312,273

↑ +7.4%

1,717,818

↑ +30.9%

1,495,977

↓ -12.9%

1,545,743

↑ +3.3%

負債の部

預金

501,413

546,981

↑ +9.1%

571,510

↑ +4.5%

622,406

↑ +8.9%

678,664

↑ +9.0%

683,760

↑ +0.8%

782,658

↑ +14.5%

789,937

↑ +0.9%

820,758

↑ +3.9%

914,768

↑ +11.5%

841,344

↓ -8.0%

875,261

↑ +4.0%

譲渡性預金

760

800

↑ +5.3%

800

0.0%

800

0.0%

810

↑ +1.3%

800

↓ -1.2%

750

↓ -6.3%

750

0.0%

750

0.0%

650

↓ -13.3%

800

↑ +23.1%

300

↓ -62.5%

コールマネー

10,000

50,000

110,000

↑ +120.0%

35,000

↓ -68.2%

借用金

16,000

15,022

↓ -6.1%

10,000

↓ -33.4%

10,000

0.0%

10,000

0.0%

196

↓ -98.0%

591

↑ +201.5%

1,936

↑ +227.6%

9,958

↑ +414.4%

19,052

↑ +91.3%

13,343

↓ -30.0%

13,598

↑ +1.9%

社債

110,000

0.0%

110,000

0.0%

95,000

↓ -13.6%

135,000

↑ +42.1%

105,000

↓ -22.2%

105,000

0.0%

105,000

0.0%

85,000

↓ -19.0%

65,000

↓ -23.5%

50,000

↓ -23.1%

100,000

↑ +100.0%

ＡＴＭ仮受金

37,857

37,830

↓ -0.1%

37,763

↓ -0.2%

59,032

↑ +56.3%

80,853

↑ +37.0%

45,052

↓ -44.3%

47,046

↑ +4.4%

49,233

↑ +4.6%

54,773

↑ +11.3%

118,566

↑ +116.5%

71,228

↓ -39.9%

68,319

↓ -4.1%

クレジットカード事業未払金

42,429

40,738

↓ -4.0%

39,155

↓ -3.9%

電子マネー預り金

70,899

62,660

↓ -11.6%

59,186

↓ -5.5%

その他負債

17,890

17,807

↓ -0.5%

16,992

↓ -4.6%

21,769

↑ +28.1%

22,816

↑ +4.8%

27,288

↑ +19.6%

25,098

↓ -8.0%

29,071

↑ +15.8%

35,282

↑ +21.4%

97,177

↑ +175.4%

96,103

↓ -1.1%

100,759

↑ +4.8%

賞与引当金

449

458

↑ +2.0%

471

↑ +2.8%

457

↓ -3.0%

537

↑ +17.5%

573

↑ +6.7%

610

↑ +6.5%

789

↑ +29.3%

826

↑ +4.7%

1,032

↑ +24.9%

1,063

↑ +3.0%

1,418

↑ +33.4%

退職給付に係る負債

0.0%

↑ +100.0%

0.0%

↑ +50.0%

↑ +100.0%

↑ +116.7%

↑ +15.4%

↑ +66.7%

↑ +40.0%

↑ +25.7%

役員退職慰労引当金

↑ +150.0%

↓ -20.0%

↓ -69.0%

株式給付引当金

102

166

↑ +62.7%

236

↑ +42.2%

634

↑ +168.6%

774

↑ +22.1%

631

↓ -18.5%

812

↑ +28.7%

983

↑ +21.1%

1,084

↑ +10.3%

繰延税金負債

179

137

↓ -23.5%

↓ -36.5%

↓ -96.6%

↑ +1033.3%

↑ +191.2%

177

↑ +78.8%

350

↑ +97.7%

負債

686,525

730,590

↑ +6.4%

758,710

↑ +3.8%

810,458

↑ +6.8%

929,036

↑ +14.6%

863,051

↓ -7.1%

962,482

↑ +11.5%

977,509

↑ +1.6%

1,058,031

↑ +8.2%

1,441,962

↑ +36.3%

1,213,488

↓ -15.8%

1,259,477

↑ +3.8%

純資産の部

資本金

30,514

0.0%

30,572

↑ +0.2%

30,572

0.0%

30,679

↑ +0.3%

30,702

↑ +0.1%

30,724

↑ +0.1%

30,724

0.0%

30,724

0.0%

30,724

0.0%

30,724

0.0%

30,724

0.0%

資本剰余金

30,514

30,496

↓ -0.1%

30,554

↑ +0.2%

30,554

0.0%

30,661

↑ +0.4%

30,757

↑ +0.3%

30,724

↓ -0.1%

30,764

↑ +0.1%

30,864

↑ +0.3%

30,850

↓ -0.0%

31,071

↑ +0.7%

32,068

↑ +3.2%

利益剰余金

102,511

117,402

↑ +14.5%

132,093

↑ +12.5%

146,075

↑ +10.6%

147,094

↑ +0.7%

155,760

↑ +5.9%

168,694

↑ +8.3%

176,549

↑ +4.7%

182,431

↑ +3.3%

201,836

↑ +10.6%

207,126

↑ +2.6%

208,740

↑ +0.8%

自己株式

0.0%

-380

-352

↑ +7.4%

-338

↑ +4.0%

-1,081

↓ -219.8%

-1,173

↓ -8.5%

-900

↑ +23.3%

-2,744

↓ -204.9%

-2,738

↑ +0.2%

-3,089

↓ -12.8%

株主資本

163,539

178,412

↑ +9.1%

193,221

↑ +8.3%

206,823

↑ +7.0%

208,083

↑ +0.6%

216,882

↑ +4.2%

229,061

↑ +5.6%

236,864

↑ +3.4%

243,120

↑ +2.6%

260,666

↑ +7.2%

266,184

↑ +2.1%

268,443

↑ +0.8%

その他有価証券評価差額金

360

343

↓ -4.7%

217

↓ -36.7%

244

↑ +12.4%

492

↑ +101.6%

499

↑ +1.4%

440

↓ -11.8%

606

↑ +37.7%

500

↓ -17.5%

607

↑ +21.4%

↓ -86.0%

564

↑ +563.5%

為替換算調整勘定

5,500

5,462

↓ -0.7%

5,012

↓ -8.2%

4,308

↓ -14.0%

3,798

↓ -11.8%

3,767

↓ -0.8%

3,407

↓ -9.6%

4,714

↑ +38.4%

6,783

↑ +43.9%

8,574

↑ +26.4%

10,245

↑ +19.5%

9,852

↓ -3.8%

退職給付に係る調整累計額

↓ -53.8%

↑ +1116.7%

↑ +34.2%

182

↑ +85.7%

↓ -65.9%

359

↑ +479.0%

320

↓ -10.9%

226

↓ -29.4%

688

↑ +204.4%

685

↓ -0.4%

1,630

↑ +138.0%

評価・換算差額等

5,874

5,812

↓ -1.1%

5,303

↓ -8.8%

4,651

↓ -12.3%

4,473

↓ -3.8%

4,329

↓ -3.2%

4,207

↓ -2.8%

5,641

↑ +34.1%

7,510

↑ +33.1%

9,870

↑ +31.4%

11,016

↑ +11.6%

12,047

↑ +9.4%

新株予約権

449

545

↑ +21.4%

533

↓ -2.2%

533

0.0%

320

↓ -40.0%

274

↓ -14.4%

↑ +166.7%

↓ -75.0%

非支配株主持分

↓ -7.7%

↓ -8.3%

↓ -18.2%

↓ -38.9%

1,346

↑ +12136.4%

1,407

↑ +4.5%

1,606

↑ +14.1%

3,611

↑ +124.8%

5,306

↑ +46.9%

5,255

↓ -1.0%

5,766

↑ +9.7%

純資産

153,408

169,890

↑ +10.7%

184,794

↑ +8.8%

199,081

↑ +7.7%

212,027

↑ +6.5%

212,890

↑ +0.4%

222,833

↑ +4.7%

234,676

↑ +5.3%

244,113

↑ +4.0%

254,242

↑ +4.1%

275,856

↑ +8.5%

282,489

↑ +2.4%

286,265

↑ +1.3%

負債純資産

856,415

915,385

↑ +6.9%

957,792

↑ +4.6%

1,022,485

↑ +6.8%

1,141,926

↑ +11.7%

1,085,885

↓ -4.9%

1,197,158

↑ +10.2%

1,221,623

↑ +2.0%

1,312,273

↑ +7.4%

1,717,818

↑ +30.9%

1,495,977

↓ -12.9%

1,545,743

↑ +3.3%

サマリー表示(単位: 百万円)

勘定科目	2014年	2015年	2016年	2017年	2018年	2019年	2020年	2021年	2022年	2023年	2024年	2025年	2026年
営業活動によるキャッシュ・フロー
税引前当期純利益又は税引前当期純損失（△）	- -	36,842 -	36,956 ↑ +0.3%	36,542 ↓ -1.1%	38,163 ↑ +4.4%	25,744 ↓ -32.5%	39,780 ↑ +54.5%	35,655 ↓ -10.4%	27,154 ↓ -23.8%	27,423 ↑ +1.0%	45,130 ↑ +64.6%	28,836 ↓ -36.1%	21,466 ↓ -25.6%
減価償却費	- -	16,251 -	18,779 ↑ +15.6%	18,766 ↓ -0.1%	17,102 ↓ -8.9%	17,529 ↑ +2.5%	14,634 ↓ -16.5%	14,070 ↓ -3.9%	16,388 ↑ +16.5%	19,526 ↑ +19.1%	23,302 ↑ +19.3%	29,106 ↑ +24.9%	30,980 ↑ +6.4%
減損損失	- -	- -	- -	- -	- -	14,830 -	- -	- -	763 -	1,254 ↑ +64.4%	351 ↓ -72.0%	2,025 ↑ +476.9%	8,456 ↑ +317.6%
のれん償却額	- -	933 -	1,069 ↑ +14.6%	960 ↓ -10.2%	990 ↑ +3.1%	487 ↓ -50.8%	- -	- -	- -	30 -	90 ↑ +200.0%	67 ↓ -25.6%	- -
持分法による投資損益（△は益）	- -	- -	- -	- -	- -	239 -	4,770 ↑ +1895.8%	796 ↓ -83.3%	694 ↓ -12.8%	576 ↓ -17.0%	19 ↓ -96.7%	76 ↑ +300.0%	- -
貸倒引当金の増減（△）	- -	-9 -	18 ↑ +300.0%	-34 ↓ -288.9%	6 ↑ +117.6%	-13 ↓ -316.7%	1 ↑ +107.7%	63 ↑ +6200.0%	415 ↑ +558.7%	1,017 ↑ +145.1%	-169 ↓ -116.6%	81 ↑ +147.9%	1,025 ↑ +1165.4%
賞与引当金の増減額（△は減少）	- -	- -	- -	14 -	-12 ↓ -185.7%	80 ↑ +766.7%	36 ↓ -55.0%	45 ↑ +25.0%	164 ↑ +264.4%	15 ↓ -90.9%	138 ↑ +820.0%	17 ↓ -87.7%	344 ↑ +1923.5%
退職給付に係る資産又は負債の増減額	- -	23 -	-18 ↓ -178.3%	-16 ↑ +11.1%	-43 ↓ -168.8%	-59 ↓ -37.2%	-106 ↓ -79.7%	-100 ↑ +5.7%	-190 ↓ -90.0%	-182 ↑ +4.2%	-256 ↓ -40.7%	-342 ↓ -33.6%	-380 ↓ -11.1%
役員退職慰労引当金の増減額（△は減少）	- -	- -	- -	- -	2 -	3 ↑ +50.0%	-1 ↓ -133.3%	-4 ↓ -300.0%	- -	- -	-3 -	-20 ↓ -566.7%	-9 ↑ +55.0%
株式給付引当金の増減額（△は減少）	- -	- -	- -	- -	- -	64 -	69 ↑ +7.8%	397 ↑ +475.4%	140 ↓ -64.7%	-142 ↓ -201.4%	181 ↑ +227.5%	170 ↓ -6.1%	101 ↓ -40.6%
訴訟損失引当金の増減額（△は減少）	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1,406 -	-1,516 ↓ -207.8%	- -
資金運用収益	- -	-1,372 -	-2,274 ↓ -65.7%	-2,848 ↓ -25.2%	-3,391 ↓ -19.1%	-3,529 ↓ -4.1%	-3,569 ↓ -1.1%	-3,609 ↓ -1.1%	-4,032 ↓ -11.7%	-4,932 ↓ -22.3%	-8,158 ↓ -65.4%	-11,089 ↓ -35.9%	-15,866 ↓ -43.1%
資金調達費用	- -	1,254 -	1,253 ↓ -0.1%	954 ↓ -23.9%	718 ↓ -24.7%	686 ↓ -4.5%	674 ↓ -1.7%	539 ↓ -20.0%	602 ↑ +11.7%	815 ↑ +35.4%	1,174 ↑ +44.0%	2,098 ↑ +78.7%	3,344 ↑ +59.4%
有価証券関係損益（△）	- -	-19 -	-2 ↑ +89.5%	- -	- -	49 -	38 ↓ -22.4%	88 ↑ +131.6%	65 ↓ -26.1%	-441 ↓ -778.5%	820 ↑ +285.9%	-2,444 ↓ -398.0%	-809 ↑ +66.9%
固定資産処分損益（△は益）	- -	195 -	210 ↑ +7.7%	167 ↓ -20.5%	141 ↓ -15.6%	139 ↓ -1.4%	56 ↓ -59.7%	-14 ↓ -125.0%	753 ↑ +5478.6%	246 ↓ -67.3%	549 ↑ +123.2%	742 ↑ +35.2%	242 ↓ -67.4%
持分変動損益（△は益）	- -	- -	- -	- -	- -	- -	- -	- -	-415 -	- -	- -	-76 -	- -
その他の特別利益	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-1,057 -	- -
貸出金の純増（△）減	- -	-5,149 -	-5,801 ↓ -12.7%	-3,620 ↑ +37.6%	-2,886 ↑ +20.3%	27 ↑ +100.9%	-595 ↓ -2303.7%	-1,045 ↓ -75.6%	-3,727 ↓ -256.7%	-7,054 ↓ -89.3%	-8,950 ↓ -26.9%	-15,962 ↓ -78.3%	-18,586 ↓ -16.4%
預金の純増減（△）	- -	63,824 -	45,568 ↓ -28.6%	24,529 ↓ -46.2%	50,895 ↑ +107.5%	56,257 ↑ +10.5%	5,095 ↓ -90.9%	98,898 ↑ +1841.1%	7,278 ↓ -92.6%	30,820 ↑ +323.5%	94,010 ↑ +205.0%	-73,532 ↓ -178.2%	33,916 ↑ +146.1%
譲渡性預金の純増減（△）	- -	- -	40 -	- -	- -	10 -	-10 ↓ -200.0%	-50 ↓ -400.0%	- -	- -	-100 -	150 ↑ +250.0%	-500 ↓ -433.3%
借用金（劣後特約付借入金を除く）の純増減（△）	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	8,298 -	-6,787 ↓ -181.8%	663 ↑ +109.8%
預け金（現金同等物を除く）の純増（△）減	- -	- -	- -	- -	- -	- -	- -	- -	- -	-1,591 -	1,591 ↑ +200.0%	- -	-2,338 -
コールローン等の純増（△）減	- -	2,000 -	-12,000 ↓ -700.0%	25,000 ↑ +308.3%	- -	- -	- -	- -	- -	-28,000 -	-22,000 ↑ +21.4%	50,000 ↑ +327.3%	- -
コールマネー等の純増減（△）	- -	- -	- -	10,000 -	-10,000 ↓ -200.0%	- -	- -	- -	- -	50,000 -	60,000 ↑ +20.0%	-75,000 ↓ -225.0%	-35,000 ↑ +53.3%
普通社債発行及び償還による増減（△）	- -	-5,000 -	- -	- -	-15,000 -	40,000 ↑ +366.7%	-30,000 ↓ -175.0%	- -	- -	-20,000 -	-20,000 0.0%	-15,000 ↑ +25.0%	50,000 ↑ +433.3%
ＡＴＭ未決済資金の純増（△）減	- -	8,060 -	-1,817 ↓ -122.5%	-5,944 ↓ -227.1%	-36,423 ↓ -512.8%	-26,118 ↑ +28.3%	77,146 ↑ +395.4%	274 ↓ -99.6%	1,472 ↑ +437.2%	-8,291 ↓ -663.2%	-43,217 ↓ -421.3%	55,707 ↑ +228.9%	55 ↓ -99.9%
会員未収金の純増（△）減	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	3,570 -	5,881 ↑ +64.7%	2,311 ↓ -60.7%
クレジットカード事業未払金の純増減（△）	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1,396 -	-1,691 ↓ -221.1%	-1,582 ↑ +6.4%
電子マネー預り金の純増減（△）	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-9,765 -	-8,238 ↑ +15.6%	-3,474 ↑ +57.8%
資金運用による収入	- -	1,407 -	2,295 ↑ +63.1%	3,086 ↑ +34.5%	3,815 ↑ +23.6%	3,848 ↑ +0.9%	3,840 ↓ -0.2%	3,815 ↓ -0.7%	4,181 ↑ +9.6%	5,083 ↑ +21.6%	8,391 ↑ +65.1%	11,254 ↑ +34.1%	14,908 ↑ +32.5%
資金調達による支出	- -	-1,302 -	-1,395 ↓ -7.1%	-1,011 ↑ +27.5%	-799 ↑ +21.0%	-757 ↑ +5.3%	-805 ↓ -6.3%	-613 ↑ +23.9%	-642 ↓ -4.7%	-820 ↓ -27.7%	-1,186 ↓ -44.6%	-2,021 ↓ -70.4%	-2,606 ↓ -28.9%
その他	- -	1,811 -	-2,161 ↓ -219.3%	-642 ↑ +70.3%	-689 ↓ -7.3%	2,062 ↑ +399.3%	1,398 ↓ -32.2%	-213 ↓ -115.2%	-2,273 ↓ -967.1%	1,145 ↑ +150.4%	-6,099 ↓ -632.7%	-4,535 ↑ +25.6%	6,627 ↑ +246.1%
小計	- -	114,737 -	79,735 ↓ -30.5%	100,882 ↑ +26.5%	42,700 ↓ -57.7%	131,584 ↑ +208.2%	102,648 ↓ -22.0%	149,397 ↑ +45.5%	50,023 ↓ -66.5%	74,818 ↑ +49.6%	113,594 ↑ +51.8%	-33,100 ↓ -129.1%	93,291 ↑ +381.8%
和解金の支払額	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-1,496 -
法人税等の支払額	- -	-14,805 -	-13,268 ↑ +10.4%	-12,802 ↑ +3.5%	-11,239 ↑ +12.2%	-14,115 ↓ -25.6%	-13,029 ↑ +7.7%	-13,358 ↓ -2.5%	-8,734 ↑ +34.6%	-8,268 ↑ +5.3%	-12,849 ↓ -55.4%	-7,668 ↑ +40.3%	-8,016 ↓ -4.5%
法人税等の還付額	- -	- -	15 -	38 ↑ +153.3%	5 ↓ -86.8%	2 ↓ -60.0%	- -	- -	22 -	27 ↑ +22.7%	6 ↓ -77.8%	1,899 ↑ +31550.0%	152 ↓ -92.0%
営業活動によるキャッシュ・フロー	- -	99,931 -	66,482 ↓ -33.5%	88,118 ↑ +32.5%	31,466 ↓ -64.3%	117,471 ↑ +273.3%	89,619 ↓ -23.7%	136,039 ↑ +51.8%	41,311 ↓ -69.6%	66,577 ↑ +61.2%	100,751 ↑ +51.3%	-38,869 ↓ -138.6%	83,930 ↑ +315.9%
投資活動によるキャッシュ・フロー
有価証券の取得による支出	- -	-25,411 -	-43,013 ↓ -69.3%	-33,849 ↑ +21.3%	-17,269 ↑ +49.0%	-39,313 ↓ -127.7%	-16,171 ↑ +58.9%	-20,484 ↓ -26.7%	-23,739 ↓ -15.9%	-48,079 ↓ -102.5%	-37,590 ↑ +21.8%	-36,884 ↑ +1.9%	-136,706 ↓ -270.6%
有価証券の売却による収入	- -	1,687 -	334 ↓ -80.2%	- -	- -	- -	- -	- -	- -	1,947 -	1,279 ↓ -34.3%	4,562 ↑ +256.7%	17,528 ↑ +284.2%
有価証券の償還による収入	- -	50,500 -	49,000 ↓ -3.0%	21,000 ↓ -57.1%	33,015 ↑ +57.2%	20,630 ↓ -37.5%	27,920 ↑ +35.3%	13,084 ↓ -53.1%	11,892 ↓ -9.1%	35,713 ↑ +200.3%	18,048 ↓ -49.5%	30,732 ↑ +70.3%	73,990 ↑ +140.8%
有形固定資産の取得による支出	- -	-13,489 -	-10,511 ↑ +22.1%	-6,712 ↑ +36.1%	-8,468 ↓ -26.2%	-3,121 ↑ +63.1%	-4,547 ↓ -45.7%	-10,436 ↓ -129.5%	-12,468 ↓ -19.5%	-13,328 ↓ -6.9%	-17,739 ↓ -33.1%	-23,206 ↓ -30.8%	-9,947 ↑ +57.1%
有形固定資産の売却による収入	- -	- -	- -	- -	- -	- -	98 -	273 ↑ +178.6%	19 ↓ -93.0%	6 ↓ -68.4%	0 ↓ -100.0%	- -	9 -
無形固定資産の取得による支出	- -	-8,352 -	-7,444 ↑ +10.9%	-9,256 ↓ -24.3%	-10,927 ↓ -18.1%	-8,664 ↑ +20.7%	-11,100 ↓ -28.1%	-14,808 ↓ -33.4%	-11,817 ↑ +20.2%	-11,991 ↓ -1.5%	-21,534 ↓ -79.6%	-21,856 ↓ -1.5%	-16,327 ↑ +25.3%
連結の範囲の変更を伴う子会社株式の売却による支出	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-63 -	- -
投資活動によるキャッシュ・フロー	- -	4,994 -	-11,634 ↓ -333.0%	-28,818 ↓ -147.7%	-3,649 ↑ +87.3%	-34,882 ↓ -855.9%	-5,801 ↑ +83.4%	-32,770 ↓ -464.9%	-36,114 ↓ -10.2%	-36,191 ↓ -0.2%	-51,937 ↓ -43.5%	-46,714 ↑ +10.1%	-71,453 ↓ -53.0%
財務活動によるキャッシュ・フロー
自己株式の取得による支出	- -	- -	- -	- -	-380 -	- -	-3,857 -	-770 ↑ +80.0%	-97 ↑ +87.4%	0 ↑ +100.0%	-1,873 -	0 ↑ +100.0%	-50,824 -
自己株式の処分による収入	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	51,375 -
配当金の支払額	- -	-9,231 -	-9,823 ↓ -6.4%	-10,419 ↓ -6.1%	-11,316 ↓ -8.6%	-12,215 ↓ -7.9%	-13,635 ↓ -11.6%	-12,968 ↑ +4.9%	-12,967 ↑ +0.0%	-12,973 ↓ -0.0%	-12,966 ↑ +0.1%	-12,920 ↑ +0.4%	-11,862 ↑ +8.2%
非支配株主からの払込みによる収入	- -	26 -	- -	- -	- -	- -	1,487 -	183 ↓ -87.7%	337 ↑ +84.2%	- -	2,988 -	619 ↓ -79.3%	- -
連結の範囲の変更を伴わない子会社株式の取得による支出	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-189 -	-367 ↓ -94.2%	- -
その他	- -	- -	-2 -	-26 ↓ -1200.0%	-33 ↓ -26.9%	-32 ↑ +3.0%	-3 ↑ +90.6%	- -	- -	- -	-49 -	- -	-340 -
財務活動によるキャッシュ・フロー	- -	-9,204 -	-9,826 ↓ -6.8%	-10,446 ↓ -6.3%	-11,729 ↓ -12.3%	-12,246 ↓ -4.4%	-16,009 ↓ -30.7%	-13,555 ↑ +15.3%	-12,727 ↑ +6.1%	-12,973 ↓ -1.9%	-12,090 ↑ +6.8%	-12,667 ↓ -4.8%	-11,652 ↑ +8.0%
現金及び現金同等物に係る換算差額	- -	149 -	-42 ↓ -128.2%	-103 ↓ -145.2%	-306 ↓ -197.1%	-60 ↑ +80.4%	-11 ↑ +81.7%	-213 ↓ -1836.4%	989 ↑ +564.3%	1,440 ↑ +45.6%	1,742 ↑ +21.0%	2,157 ↑ +23.8%	-686 ↓ -131.8%
現金及び現金同等物の増減額（△は減少）	- -	95,872 -	44,978 ↓ -53.1%	48,750 ↑ +8.4%	15,780 ↓ -67.6%	70,281 ↑ +345.4%	67,796 ↓ -3.5%	89,498 ↑ +32.0%	-6,541 ↓ -107.3%	18,852 ↑ +388.2%	38,464 ↑ +104.0%	-96,094 ↓ -349.8%	137 ↑ +100.1%
現金及び現金同等物の残高	504,987 -	600,859 ↑ +19.0%	645,838 ↑ +7.5%	694,588 ↑ +7.5%	710,369 ↑ +2.3%	780,650 ↑ +9.9%	848,446 ↑ +8.7%	937,945 ↑ +10.5%	931,404 ↓ -0.7%	950,256 ↑ +2.0%	988,721 ↑ +4.0%	892,626 ↓ -9.7%	892,764 ↑ +0.0%

2014年2015年2016年2017年2018年2019年2020年2021年2022年2023年2024年2025年2026年

営業活動によるキャッシュ・フロー

税引前当期純利益又は税引前当期純損失（△）

36,842

36,956

↑ +0.3%

36,542

↓ -1.1%

38,163

↑ +4.4%

25,744

↓ -32.5%

39,780

↑ +54.5%

35,655

↓ -10.4%

27,154

↓ -23.8%

27,423

↑ +1.0%

45,130

↑ +64.6%

28,836

↓ -36.1%

21,466

↓ -25.6%

減価償却費

16,251

18,779

↑ +15.6%

18,766

↓ -0.1%

17,102

↓ -8.9%

17,529

↑ +2.5%

14,634

↓ -16.5%

14,070

↓ -3.9%

16,388

↑ +16.5%

19,526

↑ +19.1%

23,302

↑ +19.3%

29,106

↑ +24.9%

30,980

↑ +6.4%

減損損失

14,830

763

1,254

↑ +64.4%

351

↓ -72.0%

2,025

↑ +476.9%

8,456

↑ +317.6%

のれん償却額

933

1,069

↑ +14.6%

960

↓ -10.2%

990

↑ +3.1%

487

↓ -50.8%

↑ +200.0%

↓ -25.6%

持分法による投資損益（△は益）

239

4,770

↑ +1895.8%

796

↓ -83.3%

694

↓ -12.8%

576

↓ -17.0%

↓ -96.7%

↑ +300.0%

貸倒引当金の増減（△）

-9

↑ +300.0%

-34

↓ -288.9%

↑ +117.6%

-13

↓ -316.7%

↑ +107.7%

↑ +6200.0%

415

↑ +558.7%

1,017

↑ +145.1%

-169

↓ -116.6%

↑ +147.9%

1,025

↑ +1165.4%

賞与引当金の増減額（△は減少）

-12

↓ -185.7%

↑ +766.7%

↓ -55.0%

↑ +25.0%

164

↑ +264.4%

↓ -90.9%

138

↑ +820.0%

↓ -87.7%

344

↑ +1923.5%

退職給付に係る資産又は負債の増減額

-18

↓ -178.3%

-16

↑ +11.1%

-43

↓ -168.8%

-59

↓ -37.2%

-106

↓ -79.7%

-100

↑ +5.7%

-190

↓ -90.0%

-182

↑ +4.2%

-256

↓ -40.7%

-342

↓ -33.6%

-380

↓ -11.1%

役員退職慰労引当金の増減額（△は減少）

↑ +50.0%

-1

↓ -133.3%

-4

↓ -300.0%

-3

-20

↓ -566.7%

-9

↑ +55.0%

株式給付引当金の増減額（△は減少）

↑ +7.8%

397

↑ +475.4%

140

↓ -64.7%

-142

↓ -201.4%

181

↑ +227.5%

170

↓ -6.1%

101

↓ -40.6%

訴訟損失引当金の増減額（△は減少）

1,406

-1,516

↓ -207.8%

資金運用収益

-1,372

-2,274

↓ -65.7%

-2,848

↓ -25.2%

-3,391

↓ -19.1%

-3,529

↓ -4.1%

-3,569

↓ -1.1%

-3,609

↓ -1.1%

-4,032

↓ -11.7%

-4,932

↓ -22.3%

-8,158

↓ -65.4%

-11,089

↓ -35.9%

-15,866

↓ -43.1%

資金調達費用

1,254

1,253

↓ -0.1%

954

↓ -23.9%

718

↓ -24.7%

686

↓ -4.5%

674

↓ -1.7%

539

↓ -20.0%

602

↑ +11.7%

815

↑ +35.4%

1,174

↑ +44.0%

2,098

↑ +78.7%

3,344

↑ +59.4%

有価証券関係損益（△）

-19

-2

↑ +89.5%

↓ -22.4%

↑ +131.6%

↓ -26.1%

-441

↓ -778.5%

820

↑ +285.9%

-2,444

↓ -398.0%

-809

↑ +66.9%

固定資産処分損益（△は益）

195

210

↑ +7.7%

167

↓ -20.5%

141

↓ -15.6%

139

↓ -1.4%

↓ -59.7%

-14

↓ -125.0%

753

↑ +5478.6%

246

↓ -67.3%

549

↑ +123.2%

742

↑ +35.2%

242

↓ -67.4%

持分変動損益（△は益）

-415

-76

その他の特別利益

-1,057

貸出金の純増（△）減

-5,149

-5,801

↓ -12.7%

-3,620

↑ +37.6%

-2,886

↑ +20.3%

↑ +100.9%

-595

↓ -2303.7%

-1,045

↓ -75.6%

-3,727

↓ -256.7%

-7,054

↓ -89.3%

-8,950

↓ -26.9%

-15,962

↓ -78.3%

-18,586

↓ -16.4%

預金の純増減（△）

63,824

45,568

↓ -28.6%

24,529

↓ -46.2%

50,895

↑ +107.5%

56,257

↑ +10.5%

5,095

↓ -90.9%

98,898

↑ +1841.1%

7,278

↓ -92.6%

30,820

↑ +323.5%

94,010

↑ +205.0%

-73,532

↓ -178.2%

33,916

↑ +146.1%

譲渡性預金の純増減（△）

-10

↓ -200.0%

-50

↓ -400.0%

-100

150

↑ +250.0%

-500

↓ -433.3%

借用金（劣後特約付借入金を除く）の純増減（△）

8,298

-6,787

↓ -181.8%

663

↑ +109.8%

預け金（現金同等物を除く）の純増（△）減

-1,591

1,591

↑ +200.0%

-2,338

コールローン等の純増（△）減

2,000

-12,000

↓ -700.0%

25,000

↑ +308.3%

-28,000

-22,000

↑ +21.4%

50,000

↑ +327.3%

コールマネー等の純増減（△）

10,000

-10,000

↓ -200.0%

50,000

60,000

↑ +20.0%

-75,000

↓ -225.0%

-35,000

↑ +53.3%

普通社債発行及び償還による増減（△）

-5,000

-15,000

40,000

↑ +366.7%

-30,000

↓ -175.0%

-20,000

0.0%

-15,000

↑ +25.0%

50,000

↑ +433.3%

ＡＴＭ未決済資金の純増（△）減

8,060

-1,817

↓ -122.5%

-5,944

↓ -227.1%

-36,423

↓ -512.8%

-26,118

↑ +28.3%

77,146

↑ +395.4%

274

↓ -99.6%

1,472

↑ +437.2%

-8,291

↓ -663.2%

-43,217

↓ -421.3%

55,707

↑ +228.9%

↓ -99.9%

会員未収金の純増（△）減

3,570

5,881

↑ +64.7%

2,311

↓ -60.7%

クレジットカード事業未払金の純増減（△）

1,396

-1,691

↓ -221.1%

-1,582

↑ +6.4%

電子マネー預り金の純増減（△）

-9,765

-8,238

↑ +15.6%

-3,474

↑ +57.8%

資金運用による収入

1,407

2,295

↑ +63.1%

3,086

↑ +34.5%

3,815

↑ +23.6%

3,848

↑ +0.9%

3,840

↓ -0.2%

3,815

↓ -0.7%

4,181

↑ +9.6%

5,083

↑ +21.6%

8,391

↑ +65.1%

11,254

↑ +34.1%

14,908

↑ +32.5%

資金調達による支出

-1,302

-1,395

↓ -7.1%

-1,011

↑ +27.5%

-799

↑ +21.0%

-757

↑ +5.3%

-805

↓ -6.3%

-613

↑ +23.9%

-642

↓ -4.7%

-820

↓ -27.7%

-1,186

↓ -44.6%

-2,021

↓ -70.4%

-2,606

↓ -28.9%

その他

1,811

-2,161

↓ -219.3%

-642

↑ +70.3%

-689

↓ -7.3%

2,062

↑ +399.3%

1,398

↓ -32.2%

-213

↓ -115.2%

-2,273

↓ -967.1%

1,145

↑ +150.4%

-6,099

↓ -632.7%

-4,535

↑ +25.6%

6,627

↑ +246.1%

小計

114,737

79,735

↓ -30.5%

100,882

↑ +26.5%

42,700

↓ -57.7%

131,584

↑ +208.2%

102,648

↓ -22.0%

149,397

↑ +45.5%

50,023

↓ -66.5%

74,818

↑ +49.6%

113,594

↑ +51.8%

-33,100

↓ -129.1%

93,291

↑ +381.8%

和解金の支払額

-1,496

法人税等の支払額

-14,805

-13,268

↑ +10.4%

-12,802

↑ +3.5%

-11,239

↑ +12.2%

-14,115

↓ -25.6%

-13,029

↑ +7.7%

-13,358

↓ -2.5%

-8,734

↑ +34.6%

-8,268

↑ +5.3%

-12,849

↓ -55.4%

-7,668

↑ +40.3%

-8,016

↓ -4.5%

法人税等の還付額

↑ +153.3%

↓ -86.8%

↓ -60.0%

↑ +22.7%

↓ -77.8%

1,899

↑ +31550.0%

152

↓ -92.0%

営業活動によるキャッシュ・フロー

99,931

66,482

↓ -33.5%

88,118

↑ +32.5%

31,466

↓ -64.3%

117,471

↑ +273.3%

89,619

↓ -23.7%

136,039

↑ +51.8%

41,311

↓ -69.6%

66,577

↑ +61.2%

100,751

↑ +51.3%

-38,869

↓ -138.6%

83,930

↑ +315.9%

投資活動によるキャッシュ・フロー

有価証券の取得による支出

-25,411

-43,013

↓ -69.3%

-33,849

↑ +21.3%

-17,269

↑ +49.0%

-39,313

↓ -127.7%

-16,171

↑ +58.9%

-20,484

↓ -26.7%

-23,739

↓ -15.9%

-48,079

↓ -102.5%

-37,590

↑ +21.8%

-36,884

↑ +1.9%

-136,706

↓ -270.6%

有価証券の売却による収入

1,687

334

↓ -80.2%

1,947

1,279

↓ -34.3%

4,562

↑ +256.7%

17,528

↑ +284.2%

有価証券の償還による収入

50,500

49,000

↓ -3.0%

21,000

↓ -57.1%

33,015

↑ +57.2%

20,630

↓ -37.5%

27,920

↑ +35.3%

13,084

↓ -53.1%

11,892

↓ -9.1%

35,713

↑ +200.3%

18,048

↓ -49.5%

30,732

↑ +70.3%

73,990

↑ +140.8%

有形固定資産の取得による支出

-13,489

-10,511

↑ +22.1%

-6,712

↑ +36.1%

-8,468

↓ -26.2%

-3,121

↑ +63.1%

-4,547

↓ -45.7%

-10,436

↓ -129.5%

-12,468

↓ -19.5%

-13,328

↓ -6.9%

-17,739

↓ -33.1%

-23,206

↓ -30.8%

-9,947

↑ +57.1%

有形固定資産の売却による収入

273

↑ +178.6%

↓ -93.0%

↓ -68.4%

↓ -100.0%

無形固定資産の取得による支出

-8,352

-7,444

↑ +10.9%

-9,256

↓ -24.3%

-10,927

↓ -18.1%

-8,664

↑ +20.7%

-11,100

↓ -28.1%

-14,808

↓ -33.4%

-11,817

↑ +20.2%

-11,991

↓ -1.5%

-21,534

↓ -79.6%

-21,856

↓ -1.5%

-16,327

↑ +25.3%

連結の範囲の変更を伴う子会社株式の売却による支出

-63

投資活動によるキャッシュ・フロー

4,994

-11,634

↓ -333.0%

-28,818

↓ -147.7%

-3,649

↑ +87.3%

-34,882

↓ -855.9%

-5,801

↑ +83.4%

-32,770

↓ -464.9%

-36,114

↓ -10.2%

-36,191

↓ -0.2%

-51,937

↓ -43.5%

-46,714

↑ +10.1%

-71,453

↓ -53.0%

財務活動によるキャッシュ・フロー

自己株式の取得による支出

-380

-3,857

-770

↑ +80.0%

-97

↑ +87.4%

↑ +100.0%

-1,873

↑ +100.0%

-50,824

自己株式の処分による収入

51,375

配当金の支払額

-9,231

-9,823

↓ -6.4%

-10,419

↓ -6.1%

-11,316

↓ -8.6%

-12,215

↓ -7.9%

-13,635

↓ -11.6%

-12,968

↑ +4.9%

-12,967

↑ +0.0%

-12,973

↓ -0.0%

-12,966

↑ +0.1%

-12,920

↑ +0.4%

-11,862

↑ +8.2%

非支配株主からの払込みによる収入

1,487

183

↓ -87.7%

337

↑ +84.2%

2,988

619

↓ -79.3%

連結の範囲の変更を伴わない子会社株式の取得による支出

-189

-367

↓ -94.2%

その他

-2

-26

↓ -1200.0%

-33

↓ -26.9%

-32

↑ +3.0%

-3

↑ +90.6%

-49

-340

財務活動によるキャッシュ・フロー

-9,204

-9,826

↓ -6.8%

-10,446

↓ -6.3%

-11,729

↓ -12.3%

-12,246

↓ -4.4%

-16,009

↓ -30.7%

-13,555

↑ +15.3%

-12,727

↑ +6.1%

-12,973

↓ -1.9%

-12,090

↑ +6.8%

-12,667

↓ -4.8%

-11,652

↑ +8.0%

現金及び現金同等物に係る換算差額

149

-42

↓ -128.2%

-103

↓ -145.2%

-306

↓ -197.1%

-60

↑ +80.4%

-11

↑ +81.7%

-213

↓ -1836.4%

989

↑ +564.3%

1,440

↑ +45.6%

1,742

↑ +21.0%

2,157

↑ +23.8%

-686

↓ -131.8%

現金及び現金同等物の増減額（△は減少）

95,872

44,978

↓ -53.1%

48,750

↑ +8.4%

15,780

↓ -67.6%

70,281

↑ +345.4%

67,796

↓ -3.5%

89,498

↑ +32.0%

-6,541

↓ -107.3%

18,852

↑ +388.2%

38,464

↑ +104.0%

-96,094

↓ -349.8%

137

↑ +100.1%

現金及び現金同等物の残高

504,987

600,859

↑ +19.0%

645,838

↑ +7.5%

694,588

↑ +7.5%

710,369

↑ +2.3%

780,650

↑ +9.9%

848,446

↑ +8.7%

937,945

↑ +10.5%

931,404

↓ -0.7%

950,256

↑ +2.0%

988,721

↑ +4.0%

892,626

↓ -9.7%

892,764

↑ +0.0%

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